The quota for 2026 has risen again, but why has it become more difficult to max out?
New digital release:
• The upper limit for under 50 years old increased from $23.5k to $24.5k (+$1k)
• Catch-up for 50 and older rises from $7.5k to $8k (+$500)
• Special catch-up for ages 60-63 is $11.25k, with a total amount of up to $35.75k
It sounds like there are more benefits, but in fact, it's a trap: the higher the limit, the greater the maxout pressure.
But there's no need to panic. The key three points:
1️⃣ Save as much as you can, don't get hung up on not having maxout.
2️⃣ You must take
View OriginalNew digital release:
• The upper limit for under 50 years old increased from $23.5k to $24.5k (+$1k)
• Catch-up for 50 and older rises from $7.5k to $8k (+$500)
• Special catch-up for ages 60-63 is $11.25k, with a total amount of up to $35.75k
It sounds like there are more benefits, but in fact, it's a trap: the higher the limit, the greater the maxout pressure.
But there's no need to panic. The key three points:
1️⃣ Save as much as you can, don't get hung up on not having maxout.
2️⃣ You must take

