RWAs Emerge as Major Narrative in Cryptocurrency Space

Charles Schwab Investment Management releases a cryptocurrency investment research report, saying that even a small allocation can increase portfolio risk

Charles Schwab Investment Management published a report stating that cryptocurrency investments do not have a fixed allocation percentage and should be determined based on investors’ goals and risk tolerance. It proposes two investment approaches: return-based and risk-based, and also notes that a modest increase in crypto asset allocation can improve portfolio performance, and that cryptocurrencies can provide diversified returns for traditional asset portfolios.

Schwab’s seven-year stance reversal: Releases a cryptocurrency allocation research white paper

The cryptocurrency asset allocation white paper published by Charles Schwab on April 7 shows that its view of cryptocurrencies has changed. The white paper proposes two allocation strategies based on return and risk, and notes that cryptocurrency assets carry higher risk than traditional assets—even a small allocation can significantly affect portfolio risk. Charles Schwab also plans to roll out a “Schwab Crypto” account that will allow clients to trade Bitcoin and Ethereum directly.

CoinShares: Net digital asset inflows last week were 224 million, with Switzerland in first place and the United States trailing behind

According to a CoinShares report, last week global digital asset investment products saw net inflows of about $224 million. Sentiment improved slightly, but afterward, due to the impact of retail data and rate expectations, capital momentum weakened. Europe performed strongly, with Switzerland contributing $157.5 million. Bitcoin faced selling pressure from miners, with inflows into short Bitcoin products hitting a new high. Ethereum, meanwhile, continued to see net outflows, driven by regulatory uncertainty.

Charles Schwab Wealth Management Warning: Allocating 1%-3% of an investment portfolio to BTC/ETH can significantly alter the risk profile.

Gate News message: On April 7, the U.S. financial giant Charles Schwab released a research bulletin warning that even if only 1%-3% of funds are allocated to Bitcoin or Ethereum within an investment portfolio, it may significantly change the portfolio’s overall risk characteristics. The research report notes that Bitcoin and Ethereum have both historically experienced drawdowns of more than 70%, far higher than the volatility levels of stocks or bonds; therefore, even small allocations can have a noticeable impact during periods of market volatility. Charles Schwab proposed two cryptocurrency allocation approaches: one is the traditional portfolio theory method, which allocates based on expected returns, volatility, and correlation; the other is a risk-based method, which determines the share of crypto assets according to the level of risk one is willing to take, shifting the focus from returns to risk tolerance.

Africa Crypto Adoption Jumps 52% YoY as Regulations Advance

Africa’s crypto market is growing fast. A new report from Ripple shows that on-chain value in the region has jumped 52% year over year. This growth is not random. It comes as more countries build clear crypto rules. As a result, users and businesses feel more confident using digital assets. While A

2026 Q1 crypto projects hit a wave of closures: Bitcoin ETFs and stablecoins guide capital flows to top-tier platforms

In the first quarter of 2026, the crypto industry saw a wave of project shutdowns, with more than 80 projects ceasing operations, reflecting shifts in market patterns. Analyst Ignas believes this marks the end of the “easy money era,” and that the future will require professional and sustainable economic models. Capital is concentrating in more stable products, and speculative projects face challenges.