Robert Kiyosaki said a poignant truth: Those who think about being debt-free often remain very poor.
This guy is worth over a hundred million, and his logic is: the understanding of debt is completely opposite for the rich and the poor. The poor see debt as a trap, while the rich see it as leverage.
Good debt vs Bad debt
The distinction is very simple —
- Bad debt: Spending money to buy consumer goods (car loans, credit cards)
- Good debt: borrowing money to buy income-generating assets (real estate, business)
For example: you have 100,000.
Plan A: Buy a house to rent out, monthly rent is 800 yuan, annual return rate is 9%.
Option B: Divide into 5 parts, with a down payment of 20,000 for each part, borrowing 80,000 from the bank to buy 5 houses. Assuming the same rental income, the annual return rate doubles directly to 18%.
The borrowed money is actually being repaid by the tenant for you. This is the power of good debt.
But the risks really exist.
But Dave Ramsey fired back: You assume that assets are always making money. What if

The essay discusses leverage in trading, explaining that while it can amplify profits significantly, it equally magnifies losses. It emphasizes the importance of starting with lower leverage and includes advice on trading strategies and risk management.

The recent market decline is seen as a natural cleansing rather than a catastrophe, with institutional investors quietly purchasing and eliminating weak positions, indicating a healthy correction. The strong seize opportunities while the fearful sell, pointing to a distinction in market behavior.

Sweatcoin is a "move-to-earn" application that converts users' steps into digital currencies. Despite the growth in the number of users, the value of SWEAT is subject to inflation. The app offers advantages such as a store to buy out goods and collaborations with global brands. However, users should be cautious of the decline in rewards and technical challenges.

Recently, many new coins that go live have a "lock-up period". What is a lock-up period? Simply put, it means: your coin cannot be sold for a period of time. This sounds very frustrating, but it's actually a clever design.
How to play with token distribution so that it doesn't collapse?
Taking TRUMP coin as an example: the total supply is 1 billion coins, currently 200 million are in circulation, and the remaining 800 million are held by companies associated with Trump, to be gradually released in 8 batches over 3 years. Why is this done?
Preventing a market crash: dumping 800 million coins at once would cause an immediate collapse. Releasing them in batches gives the market time to digest.
Benchmark case: PUMP coin has a supply of 15 billion paired with a 48-72 hour lock-up period, which in simple terms is a cooling-off period for retail investors – preventing a situation where a bunch of people chase the price up and then collectively dump.
Can the locking period really stabilize the price?
Theoretically useful:
- Reduce short-term selling pressure to prevent "one-day" market trends.
- dYdX locks governance coins until the end of 2023, conveying to the market

The essay discusses the harsh realities of leverage in the cryptocurrency market, highlighting recent massive liquidations that affected hundreds of thousands of traders. It explains how leverage works, the reasons behind the increased liquidation of long positions, and identifies factors that trigger market chaos. Finally, it provides tips for traders to protect themselves in this volatile environment.

Robert Kiyosaki predicts a nearby economic breakdown and bets on the rise of Bitcoin and precious metals prices. He emphasizes buying these assets as a hedge against the deterioration of fiat currencies, with indicators supporting his expectations. However, the question remains about the accuracy of the timing.

Sweatcoin is a Move-to-Earn application that allows users to earn tokens by walking, with over 120 million users worldwide. However, the tokenomics indicate a decay mechanism and depreciation risk, leading to limited real earnings. While it can incentivize health and expand ecosystems, the long-term profitability risk is high. Users should treat it as a fitness tool and not hope for profits. Overall, Sweatcoin is an interesting experiment but should not be viewed as an ATM.

Sweatcoin has gained 120 million users and issued over 50 billion SWEAT tokens since its launch. The app converts physical activity into cryptocurrency, offering a free alternative to competing apps like STEP. However, challenges include declining rewards, high inflation, and maintaining user motivation. Despite hurdles, its numerous partnerships and potential future plans signal a unique connection between health and cryptocurrency, but users should manage profit expectations.

Sweatcoin transforms fitness into a rewarding experience, offering users 0.95 SWEAT per 1,000 steps without NFTs. With over 120 million users, the new SWEAT token enhances engagement and benefits, while striving to maintain value amidst challenges and aiming for partnerships and broader activities.

The essay discusses the evolution of cryptocurrency mining from being a privilege for the wealthy to accessible cloud mining platforms. It highlights major barriers to entry and introduces beginner-friendly platforms that offer cloud mining services without technical knowledge, allowing anyone to participate and earn profits.

Charlie Kirk, the prominent conservative activist, was shot at Utah Valley University, marking a significant loss in American politics. Kirk was a strong advocate for adopting Bitcoin, calling for the establishment of a strategic reserve for it.

The bitter truth: Bitcoin mining is not digging for digital gold as newbies imagine. It is a massive computational war between millions of ASIC machines around the world, and the winner takes only 3.125 Bitcoin after the last halving in 2024(.
The mechanism is simple but the competition is tough.
Every 10 minutes or so, a giant "account lottery" round occurs:
- Bitcoin miners are gathering

TRON is a distinguished platform in the crypto world due to its high speed and low fees. It offers various use cases such as decentralized applications and content sharding. Founded by Justin Sun in 2017, it has succeeded in delivering effective technology that competes in a crowded market.

TRX is the cryptocurrency of the TRON blockchain, founded by Justin Sun in 2017. It processes over 2000 transactions per second using DPoS technology, making it faster than Bitcoin and Ethereum. TRX can be used for payments, investments, development, and voting, highlighting its strategic focus on partnerships and technological advancements.

HODL originated from a misspelling during the big dump of Bitcoin in 2013, meaning to hold firm and not sell during market panic. Successful long-term investors are referred to as "diamond hand," while those who sell easily are called "paper hands." The premise of sticking to HODL is having confidence in the future of encryption assets. Although institutions and governments have started to get involved, risks still remain.