The Wealth Gap Nobody's Talking About

Baby boomers make up just 20% of the American population, yet they're sitting on $85 trillion in total assets. Millennials? Same demographic slice—20% of the population—but only $18 trillion in their hands. That's roughly one-fifth of what the older generation controls.

The math is brutal: a generation that represents an identical share of the population has accumulated nearly five times more wealth. It's the kind of disparity that shapes everything from real estate markets to investment strategies to how younger generations think about long-term asset allocation.

Gen Z's watching all this unfold, and let's just say the inheritance expectations keep getting recalibrated.