BlackRock's BUIDL Fund is Changing DeFi: Why Curve and ERC20 Are Hot Right Now

The gap between traditional finance (TradFi) and DeFi is rapidly shrinking. With the launch of BlackRock’s BUIDL fund, institutional investors are beginning to flood into DeFi.

The Reality of BUIDL: 4.5% APY, Multi-Chain Deployment

BUIDL is not just another stablecoin. It’s attracting traditional TradFi players with the following features:

• $1 Fixed Peg: No price fluctuation, predictable value retention
• 4.50% APY: Management fees of 0.20–0.50%, higher yield than market standards
• Multi-Chain Support: Already issued on Ethereum, Arbitrum, Optimism, Avalanche, Polygon, and Aptos
• Whitelist Authorization System: Regulatory compliance for institutional investor peace of mind

This symbolizes a shift in perception—that “DeFi might actually be safe.”

Curve Finance as a Liquidity Hub: Why CRV Token Value Is Surging

Curve Finance has become the largest liquidity provider for tokenized assets like BUIDL. Why?

• Deep Liquidity: Minimizes slippage even for large orders
• CRV Incentives: Rewards to liquidity providers help maintain pools
• Influx of Institutional Capital: TradFi players are entering DeFi via Curve

CRV holders have become direct beneficiaries of DeFi market expansion.

Elixir’s Ambition: Realizing “Yield-Bearing Stable Assets” with deUSD

Elixir’s deUSD stands apart from traditional USDC and USDT:

• Backed by U.S. Treasuries + Staked Assets: Real asset backing
• Yield Feature Built-In: Increases simply by holding

This is an attempt to bring the stability of TradFi government bonds onto the blockchain. The Elixir x Curve x BlackRock triangle is accelerating the “institutionalization” of DeFi.

By the Numbers: Scale of Institutional Money Inflow

• BlackRock Assets Under Management: Over $10 trillion (BUIDL investment is just the tip of the iceberg)
• Curve TVL: Billions of dollars (expected to surge with growth in tokenized assets)
• Multi-chain deployment reduces risks of liquidity fragmentation

TradFi and DeFi Integration: What Changes?

1. Reduced Regulatory Pressure: Whitelist system enables auditability
2. Tighter Spreads: Curve’s efficiency slashes trading costs
3. Lower Barriers for Retail Entry: Small investors can access institutional-grade channels

Risks Remain: Stay Vigilant

• Unpredictable market volatility
• Shifting regulatory environment
• Ongoing need for smart contract audits

Conclusion: This Trend Can’t Be Stopped

The combination of BUIDL, Curve, and Elixir shows that DeFi has evolved from a speculative arena into a “usable financial infrastructure.” The CRV token is the lubricant of this system. As institutional money enters in earnest, DeFi literacy will play a major role in determining investment outcomes.