Cardano founder Charles Hoskinson emphasized the huge potential of XRP in the decentralized finance space during a live broadcast, stating that nearly $100 billion in idle XRP could soon enter the yield ecosystem, bringing $10-15 billion in TVL to DeFi.
This statement coincides with Reliance Global's announcement of incorporating XRP into its corporate digital asset portfolio following its listing on Nasdaq. XRP price predictions indicate a potential rise to $3.07 after breaking the resistance level of $2.93, with the technical aspect on the verge of a key breakout.
Hoskinson predicts: $100 billion XRP will release DeFi liquidity
Cardano founder Charles Hoskinson stated in a recent live stream that the XRP community “has nearly 100 billion USD of XRP in circulation with no yield,” indicating that regulatory clarity and the integration of real-world assets (RWA) could transform XRP into a major source of Decentralized Finance liquidity.
Hoskinson emphasized: “You are trying to match risk-weighted assets and all these emerging assets, and due to regulatory changes, these assets can finally enter this space. Pairing them with Bitcoin, ADA, and XRP alone could bring us $10 to $15 billion in TVL and more trading volume.”
Why is 100 billion USD XRP idle?
Current XRP Ecosystem Status:
Total Circulation: Approximately 57 billion XRP
Current market cap: approximately 160 billion USD (calculated at $2.91)
Idle assets: Most XRP is only held or traded, not participating in DeFi yields.
Lack of earning opportunities: Compared to Ethereum (staking, lending, liquidity mining), the DeFi applications in the XRP ecosystem are limited.
Turning Point for Regulatory Clarity:
After Ripple's stage victory in the lawsuit against the SEC, regulatory uncertainty has significantly decreased, clearing obstacles for XRP to enter the DeFi market. Hoskinson's comments highlighted how DeFi protocols are starting to explore interoperability with non-EVM blockchains, and XRP could become an important bridge for cross-chain liquidity.
Potential DeFi Application Scenarios:
Hoskinson predicts that it can bring 10-15 billion USD TVL (Total Value Locked) to DeFi in its early stages, equivalent to an incremental 10-15% of the current DeFi market.
Nasdaq-listed company Reliance adds XRP to its treasury
Reliance Global Group Inc. (NASDAQ: RELI) confirmed on September 30 that it has completed the purchase of XRP, which is part of its Digital Asset Treasury (DAT) strategy, adding to its existing holdings of Bitcoin, Ethereum, and Cardano (ADA).
The company cited the efficiency of XRP as a reason for its inclusion, calling it a “steady step” towards diversifying blockchain investments. CEO Ezra Beyman stated that the company's goal is to build a balanced digital investment portfolio that reflects innovation while embodying long-term shareholder value.
Reliance Global Digital Asset Allocation:
Bitcoin (BTC): Digital Gold, Value Storage
Ethereum (ETH): Leader in Smart Contract Platforms
Cardano (ADA): Academic verified PoS public chain
XRP (New): Cross-border Payments and Decentralized Finance Liquidity
This diversification strategy shows that institutional investors are no longer solely focused on Bitcoin, but are allocating based on the actual application scenarios of different blockchains. Reliance's timing for its listing on NASDAQ is quite opportune, making the report uniquely blend support from grassroots individuals and institutions.
Institutional Adoption Trends:
Following Strategy (MicroStrategy), Tesla, and GameStop, an increasing number of publicly listed companies are adopting digital asset treasury strategies. XRP has been included in the mainstream corporate allocation list, marking a key step in its transformation from a “controversial asset” to an “institutional-grade asset.”
XRP Price Prediction: Consolidation Before Breakout
(Source: Trading View)
On October 9, the trading price of XRP approached $2.85, consolidating within a symmetrical triangle pattern. Technical analysis indicates that XRP is on the verge of a key breakout.
Technical Analysis
Current price structure:
Current price: 2.91 USD
Form: Symmetrical Triangle Consolidation
20-day EMA: Overlapping with the pattern upper limit at $2.93
Bollinger Bands: tightening, indicating reduced volatility
Key Price Level:
Technical Indicator Interpretation:
The Bollinger Bands are tightening, indicating that decreased volatility often precedes a strong directional trend. If the daily closing price is above $2.93, it may pave the way for an increase to $3.07, while failure to hold the support level could see a drop to $2.64.
XRP Price Prediction Scenario Analysis
Bullish Scenario (Probability 60%):
Trigger condition:
· Daily closing broke through 2.93 USD
· Hoskinson's DeFi liquidity narrative ferments
· XRP ETF approval news
· Reliance and more institutions are following suit in adoption.
Price Path:
Short-term target: $3.07 (+5.5%)
Mid-term target: $3.40 (recent high)
Long-term goal: $4.00-5.00 (Decentralized Finance integration completed)
Neutral Scenario (Probability 25%):
Consolidating within the triangle of 2.74-2.93 USD, waiting for a clearer catalyst. This may last for 1-2 weeks.
Bearish Scenario (Probability 15%):
If it breaks below the support of 2.74 dollars, it may test 2.64 dollars or even 2.50 dollars. However, under the context of Hoskinson's remarks and institutional adoption, the probability of a significant drop is relatively low.
Why is XRP's entry into Decentralized Finance significant?
XRP is rarely discussed as a DeFi engine, but Hoskinson's $100 billion liquidity framework has overturned this notion. If even a small portion of idle supply shifts to the yield market, the impact on the total value locked in DeFi could be substantial.
This adjustment implies the next frontier for XRP—not just payments or remittances, but deep integration with on-chain capital markets.
XRP Role Transformation:
Liquidity injection: $100 billion in potential funds is equivalent to 2 times the current DeFi TVL.
Cross-chain bridging: XRP serves as a connector between non-EVM chains and Ethereum DeFi.
Increased Institutional Participation: Regulated Assets Attract Traditional Financial Institutions
Yield Product Innovation: RWA + XRP Collateralized Hybrid Financial Products
For traders, this raises a question: Is XRP transitioning from a trading token to a structural pillar of DeFi itself? If the answer is yes, the current price of $2.91 may only be the starting point of a long-term upward trend.
