Be a smart "landlord": The steady path of Binance dual currency investment

Original | Odaily Daily Report (@OdailyChina)

Author | Dingdang（@XiaMiPP）

Introduction: Market Recovers, Opportunities Emerge

In the past two days, the cryptocurrency market has reversed its downward trend, with BTC returning to $100,000 for the first time in three months, and ETH also making a strong rebound with a daily increase of over 20%. However, many crypto players unfortunately missed out, and some even faced liquidation due to short selling.

In the face of the complex changes in the market, more and more investors are starting to ask: Is there an investment method that has a low threshold, is easy to operate, can yield stable profits, and can also adapt to complex market changes?

The answer is Binance Dual Currency Investment. This financial tool, although low-key, has quietly become a weapon for smart “landlords” in the current market.

1. Binance Dual Currency Investment: “Smart Business” in a Complex Market Environment

In the cryptocurrency space, you may encounter such dilemmas:

Sometimes we want to wait for a price correction before buying, but the ideal position never comes; at other times, we hold onto our coins in anticipation of a rise, yet worry that the increase won’t be enough and we might miss the selling point. In this state of indecision, most people miss good opportunities and also incur time costs.

The core concept of dual-currency investment is: using “market price limit orders + locked interest” to monetize this idle time. Compared to limit order trading, dual-currency investment can also earn an additional interest, significantly improving the utilization of funds.

Its logic is not complicated; it is essentially more like a transaction of “agreeing on a future price”: you set a target price in advance to express your judgment on the market, whether you are preparing to buy at a low price or want to sell at a high price, the system will automatically complete this transaction for you at the expiration time—regardless of whether the transaction is successful or not, you will receive interest as “compensation for time.”

Dual currency investment supports flexible strategies, catering to investors with different risk preferences. Whether you are a conservative or an aggressive investor, you can achieve considerable returns through dual currency wealth management. Here are two common ways to play:

Stablecoin “Buy Low”: A Conservative Choice for Bearish Positions

Applicable Scenarios: Expecting a price drop, want to buy mainstream coins at a low price

Example: BTC current price is 85,000 USD, you expect a short-term pullback, use 2,000 USDT to subscribe to a 3-day “buy low” product, target price 82,000 USD, APR 12%.

• If BTC price ≤ $82,000: Position established successfully, you will receive approximately 0.0244 BTC + 1.97 USDT interest.
• If the BTC price > $ 82,000: you continue to hold 2000 USDT + 1.97 USDT interest.

* Interest Calculation: Interest = Subscription Amount × [Annualized Yield × Subscription Duration (Days) / 365 ].

Note: Although the APR is fixed at the time of subscription, the actual returns may vary depending on the settlement currency.

Cryptocurrency “Sell High”: Aggressive Strategies for Profiting from Bull Markets

Applicable scenarios: Holding mainstream coins, expecting price increase, wanting to lock in a high selling price

Example: You hold 0.1 BTC, expecting an increase, and use it to subscribe to the 7-day “high sell” product, target price $100,000, APR 15%.

• If the BTC price ≥ $100,000: You will receive 10,000 USDT + 28.77 USDT interest.
• If the BTC price < $100,000: You continue to hold 0.1 BTC + 0.000287 BTC interest.

Practical Suggestions

For beginners, it is recommended to start with a simple “buy low” strategy. Use USDT to purchase short-term products with a duration of 1-3 days, setting a target price slightly below the current price. This approach allows for quick onboarding and the opportunity to gain short-term profits.

After understanding the mechanism, you can try the “high sell” strategy, locking in high prices by selling BTC or ETH, and flexibly adjusting target prices based on market trends. Enable the automatic reinvestment feature to let your earnings accumulate and amplify over time like a snowball. Whether it’s short-term experimentation or long-term compounding, the key lies in understanding the mechanism, reasonably allocating positions, and avoiding blind chasing of highs.

2. Product Highlights: Why is Dual Currency Investment Worth Noticing?

The outstanding performance of dual currency investment lies in its combination of high yield potential, flexible strategy combinations, and convenient operational experience, making it the most user-centric structured financial tool. To present the unique potential of Binance’s dual currency investment more clearly, we compared it with products from other exchanges:

From the above list, we can see:

Dual currency investment offers more attractive annual returns compared to traditional capital-protected financial products. Taking BTC as an example, the annual yield of ordinary capital-protected coin-earning products is usually only around 0.27%, while the base annual return of dual currency investment can reach about 3.6%. During periods of high volatility, short-term annual returns can even exceed 100%.

Compared with the other two platforms, Binance has taken into account the balance between income stability and risk control when designing its products, and the base annualized rate is usually higher. The products with high annualized yield (400%) launched by other exchanges are mostly concentrated in ultra-short-term products of 1 day or even a few hours. When actually converted, the daily return may be only about 1.1%, which is limited relative to its advertised figures, but the risk is significantly higher.

Investors need to pay attention to identification when making choices. Products with an annualized return rate in the range of 5% - 20% are an ideal range that can provide stable returns while controlling risks, suitable for most investors.

Secondly, the strategy portfolio is flexible and diverse. From the perspective of supported cryptocurrencies, Binance’s dual currency investment only supports 21 types of cryptocurrencies, while other exchanges offer a more diversified range of supported currencies. However, it is important to note that all cryptocurrencies covered in Binance’s dual currency investment products support a term of 1 to 180 days, whereas other exchanges only provide longer-term and more flexible products for BTC and ETH, with shorter terms for altcoins.

In addition, Binance allows users to choose stablecoins such as USDT, USDC, or FDUSD as the subscription or settlement targets, further enhancing the flexibility of asset allocation, while other exchanges only support USDT.

The most important thing is that the operating experience is simple and easy to get started. Users can complete the subscription in just a few steps, and the platform supports a minimum investment starting from 0.1 USDT, with no threshold restrictions, providing a channel for small and medium investors to participate in structured products. At the same time, the automatic reinvestment feature makes investing easier and helps long-term holders achieve compound growth.

The investment threshold for other exchanges is relatively high to meet the needs of different user groups. When making a choice, investors are advised to comprehensively consider the stability of returns, flexibility of terms, and actual return expectations to ensure that investment decisions align more closely with long-term goals.

Whether you are looking for short-term arbitrage or want to pursue asset preservation by “exchanging time for profit”, Binance Dual Currency Investment can provide a robust and flexible solution.

3. Choose Binance: Platform Strength Empowers Product Value

Product design is undoubtedly key, but what truly determines whether a dual-currency investment is “good” or not is still the strength of the underlying platform. In the fierce competition of the global cryptocurrency market, Binance, with its outstanding market performance, rock-solid security guarantees, and unparalleled technological capabilities, provides strong value support for dual-currency products, making it an ideal reliance for investors seeking stable returns.

Binance’s market dominance is one of its most dazzling labels. According to Coingecko’s Q1 2025 crypto industry report, the global spot trading volume of the top ten centralized exchanges reached $5.4 trillion, despite a quarter-on-quarter decline of 16.3%. Binance, however, maintained its lead with a market share of 40.7%, an increase of about 5% from the previous quarter. This achievement not only reflects the market’s high level of trust but also highlights its absolute advantage in trading matching systems and liquidity management.

Whether it is during critical moments of intense market volatility or the precise conversion at the expiration of dual currency products, Binance’s deep liquidity pool ensures that transactions are efficient, smooth, and fairly priced and stable. This strong market support provides a solid foundation for the flexibility and yield stability of dual currency investments.

In the cryptocurrency market, security is the lifeline of the platform. Binance provides additional protection for funds by establishing the “Secure Asset Fund for Users” (SAFU) to address potential risks. Since the launch of its dual-currency products, its payout record has remained stable, with no public default reports. The rules for profit calculation and settlement are open and transparent, effectively reducing the risk of information asymmetry.

Technological innovation is also an important pillar of Binance’s dual currency products. As a global leader in the cryptocurrency space, Binance not only possesses an efficient trading engine but also continuously iterates on product features to provide users with a smooth and convenient operating experience. In the wave of the cryptocurrency market, choosing a platform that balances “technological strength, security, and liquidity” is undoubtedly the first step towards successful investment.

Conclusion: In a complex market environment, be a smart “landlord”.

Dual-currency investment is not a “novelty” in the cryptocurrency market; its underlying logic comes from traditional finance’s structured investment products, which are popular in the traditional financial industry for generating excess returns in volatile or low-interest rate environments. According to S&P’s “2024 Global Structured Finance Outlook,” this market has exceeded 1 trillion USD. Today, it has been introduced into the cryptocurrency industry, providing investors with a more strategic yield management tool.

In a complex market environment, either remaining in cash or frequent trading can lead to missed opportunities. Binance’s dual currency investment offers another path: exchanging certainty for yield, replacing high-risk speculation with strategic investment.

As long as you deeply understand the mechanisms, scientifically allocate positions, and reasonably control risks, dual-currency investment is the best “rental” tool in a volatile market. Choose Binance Wealth Management and be the smart person who collects “rent” calmly.