StakeTillRetire

Recently, more and more people have been asking me why they should invest in cryptocurrencies. I think it's necessary to have a good discussion about this topic.
Honestly, there are quite a few benefits to cryptocurrencies. The most obvious is the potential for returns. Over the past few years, the price volatility in the crypto space has been well documented, and many early participants have made substantial profits. But this is just the surface; deeper value lies in how cryptocurrencies can help diversify your investment portfolio. They are a relatively young asset class with low correlation

Recently, a friend asked me what exactly the non-farm payroll data is all about. I realized that many people are still a bit confused between the small non-farm payroll and the big non-farm payroll, so I might as well organize and share it with everyone.
First, let's talk about the small non-farm payroll, officially called the ADP National Employment Report. It is published by ADP, a company that provides payroll processing services, so their data is based on the employment situations of their clients. The ADP report is usually released on the first Wednesday of each month, and importantly, it

Recently, I’ve been pondering a question: what does it really mean to be a true businessman? Sun Yuchen provided an answer eight years ago—"My standard for judging a person is how much money they make." This guy isn’t just talking; he has been practicing this philosophy since 2014.
Yesterday, I saw news that he used $100 million to take Tron (TRX) public through a backdoor listing, which made me realize that this post-90s entrepreneur has transformed himself from a crypto figure into the helm of a NASDAQ-listed company. Achieving this at 35, with holdings in seven or eight companies and projec

Recently, I’ve been thinking about a question: why do some people insist on not selling even when Bitcoin reaches an all-time high? This is what is called the hodler spirit.
The term "Hodler" actually evolved within the Bitcoin community, specifically used to describe those who hold onto their crypto investments regardless of market fluctuations. Whether prices surge, bubbles burst, or someone tries to buy them out, they stay put. A true hodler will keep holding Bitcoin, unaffected by even the most tempting profits.
Bitcoin’s biggest characteristic is its extreme volatility. Because it is a de

Recently, while backtesting trading systems, I started to struggle again with the MACD parameters issue. I found that many people are actually using the default 12-26-9, but they have no idea why these numbers are chosen.
Honestly, the MACD indicator itself isn’t particularly magical; it’s just three lines moving around. The fast line, slow line, and histogram each represent short-term, medium-term, and visualized responses. The key is how you set the parameters, which determines whether you can catch the right trends.
The standard 12-26-9 is indeed convenient. EMA(12) looks at two weeks of sh

Recently, an interesting development has occurred in the U.S. Congress. A group of lawmakers is pushing for a permanent ban on central bank digital currencies (CBDCs), rather than a temporary suspension like before. What's the logic behind this? Simply put, what is a CBDC? It’s a digital currency issued by the government, but these lawmakers are concerned it could become a tool for surveillance.
Last Friday, Representative Claude, along with 28 colleagues, sent a letter to House Speaker Johnson and Senate Majority Leader Schumer explicitly stating their intention to completely prohibit the U.S

Recently, I noticed a quite interesting market phenomenon. According to Goldman Sachs data screening, Strategy (MSTR) has become the most concentrated stock for short selling on Wall Street, with a short interest relative to market cap reaching 14%, far ahead of other individual stocks. Interestingly, what this reflects is not just opinions on MSTR itself, but a market hedge against Bitcoin exposure—since MSTR has essentially evolved into a leveraged Bitcoin proxy.
Looking at Wall Street’s short interest rankings, MSTR ranks first with a 14% short interest ratio, followed by Charter Communicat

Recently, I noticed that the scale of on-chain real asset tokenization has surged again, from $14 billion at the beginning of the year to $23.6 billion now, a 66% increase in just three months. The growth rate is indeed quite rapid.
Tokenized funds are leading the way, with a total of $10.5 billion accumulated. Mainly, traditional financial instruments like treasury bills and bonds are being moved onto the blockchain, resulting in faster settlement and higher transaction transparency. Compared to traditional markets where settlement can take several days, on-chain transactions are almost insta

Anyone who has experienced a car accident should understand that feeling—the moment the accident happens, you’re completely overwhelmed, and there’s a mountain of things to handle afterward. Injuries, insurance claims, liability determination—each one can make your head spin. That was exactly how I felt until I contacted a car accident lawyer and truly realized how badly I had been taken advantage of.
What I regret most is not having a professional guide me from the start. When the insurance company called, I agreed to everything without question, only to later find out that the settlement pla

I just recently realized that the problem of frizzy hair has been bothering me for a long time. Every time I blow-dry my hair, it’s always frizzy and messy, ruining even the best hairstyle. I later understood that it’s not really a hair care product issue, but rather how I use the blow dryer.
I used to think that the higher the temperature, the faster and better the drying, but it actually made the frizz worse. I then learned that extremely high temperatures can damage the cuticles and worsen frizz. Now I use a blow dryer that can maintain a stable temperature, with even heat distribution, and

I just noticed something quite critical for Bitcoin holders—P2MR upgrade has officially been implemented.
Honestly, there have been concerns that quantum computers could threaten Bitcoin security, but most people might not realize how real this threat is. Quantum computing related to cryptography can theoretically crack existing elliptic curve encryption. That means if your public key is exposed, a quantum computer with enough time could derive your private key. This is not science fiction; NIST is already planning to deprecate elliptic curve cryptography by 2035.
Now, things are different. Th

I recently took a look at silver's price movement, and XAG/USD rebounded from a 15-week low to $64.50, and this rebound has been quite significant. I’ve noticed that market reactions to this silver price trend are quite interesting; it feels like sentiment is gradually shifting.
From a technical perspective, the $65.00 level has now become a key resistance, with support around $62.80. The trading range has narrowed in recent days, and trading volume has noticeably increased during the rebound, indicating it’s not a false breakout. However, to truly stabilize, it still depends on whether it can

Recently, it has been noticed that Vitalik Buterin is once again reducing his Ethereum holdings, and this move has indeed attracted a lot of attention. According to on-chain data tracking, Vitalik has been gradually withdrawing ETH from lending protocols and selling it in batches. Just this month alone, he has sold over 8,000 ETH, which amounts to a significant sum in USD.
The market is also under pressure, with ETH dropping over 4% this week. The current price is around the $2,000 level, compared to the nearly $5,000 high reached in August last year, the decline is quite noticeable. Speaking

Just saw that in the past hour, $120 million worth of cryptocurrency futures were liquidated, with the 24-hour total soaring to $539 million. This volatility is quite alarming. The main cause seems to be forced liquidations of leveraged positions on some major platforms, indicating that market sentiment is shifting quite rapidly.
Such large-scale liquidations often trigger chain reactions. When traders' margin funds are insufficient to maintain their positions, the system automatically liquidates them, creating selling pressure that further drives down prices. Mainstream cryptocurrencies like

Recently, there has been a development in Middle East affairs that is worth paying close attention to. On Thursday morning, the Israeli military launched what they officially called a "large-scale airstrike" against Tehran, widely seen as an unprecedented direct escalation in the long-standing covert conflict between Israel and Iran.
According to satellite images and multiple defense sources, the airstrike targeted several sites in Tehran, including research facilities related to Iran’s nuclear program, the Islamic Revolutionary Guard Corps command centers, drone manufacturing bases, and weapo

Lately, I've been thinking: why are more and more people taking asset security seriously? It all started with the exchange scandals.
Let's talk about the essence of crypto wallets. Many newcomers misunderstand and think that a wallet is like a bank account that actually holds coins. That's not true. A wallet is just a digital container— a tool used to store, send, and receive virtual assets. The real assets are stored on the blockchain; the wallet simply provides access to and control over them through keys.
The core of a wallet involves three things: private key, public key, and address. The

Recently, I’ve been reviewing some classic technical patterns and found that the trumpet pattern is definitely worth a deeper understanding. After years of navigating the crypto space, every time I see price fluctuations start to expand abnormally, I pay close attention because that’s often a signal that a trumpet pattern is forming.
The trumpet pattern is essentially a reversal pattern, usually appearing at the most extreme moments of market sentiment, whether it's euphoria or panic. Its cause is straightforward—price volatility continues to widen, creating a shape on the chart that looks lik

Recently, I saw someone asking about what top divergence and bottom divergence are, so I’ll briefly share my understanding.
Honestly, these two concepts appear quite frequently in trading, and many people use them. In simple terms, top divergence and bottom divergence mainly involve indicators like RSI or MACD. The core idea is that signals occur when the price and the indicator are not in sync.
Let’s start with top divergence. When you see the price rising, making new highs one after another, but the indicator isn’t keeping up and instead is moving downward, you should be cautious. This unsyn

Recently, someone asked me how to quickly understand market trends. I pointed out a bunch of markings on the chart: HH, HL, LL, LH. They looked confused, thinking I was using some mysterious indicator.
Actually, that's not the case. These things are right in front of you, visible to the naked eye, and you don't need any tools.
Taking BTC 45-minute chart as an example, you'll notice that price movements are basically these four patterns. What do HH and HL mean? Simply put, HH is a higher high, and HL is a higher low. When these two appear together, it indicates a bullish push, with the main for