If you were to restart your investment journey today, you need to remember three points: First, survive. Cut debt and envy, and build a system that doesn't self-destruct. Second, accumulate ammunition. Think like an owner, endure boredom, and turn your savings into your first employees. Third, make smart bets. Buy quality assets, then sit back and let time and compound interest work for you. None of these three principles are quick, none are exciting, and even each one sounds incredibly boring, but they are effective. They worked in 1946, in 1976, and they are still effective today and will remain so for the next 100 years. Because they are not based on market predictions; they are based on overcoming human nature, and human nature never changes.