Here's a striking wealth gap: Baby boomers represent roughly one-fifth of Americans, yet they control over $85 trillion in assets based on Federal Reserve data. That's staggering when you consider millennials—the same demographic size—hold just around $18 trillion. The math is brutal: Gen Y possesses barely one-fifth of what their predecessors accumulated. This massive disparity in asset concentration between generations isn't just a financial fact; it shapes investment patterns, market behavior, and where capital flows in emerging sectors like digital assets and decentralized finance.