The Federal Deposit Insurance Corporation (FDIC) ( has published a new guideline allowing banks supervised by the FDIC to engage in activities related to cryptocurrencies without prior approval, provided that they adequately manage the associated risks.
The announcement detailed in the Financial Institution Letter )FIL-7-2025( signals a change in the institution’s stance on digital assets, also canceling the previous guidance from 2022 )FIL-16-2022(.
FDIC Vice Chairman Travis Hill said, “With today’s action, the FDIC is opening a new chapter on the flawed approach of the last three years” and added, “I expect this to be one of several steps the FDIC will take to outline a new approach for how banks can engage in crypto and blockchain-related activities in accordance with safety and soundness standards.”
The new guidance confirms that banks can engage in crypto-related activities as long as they implement appropriate risk management measures. The FDIC also stated that it will continue to collaborate with the President’s Working Group on Digital Asset Markets and other banking regulators to improve policies governing digital asset activities.
Disclaimer: The information on this page may come from third parties and does not represent the views or opinions of Gate. The content displayed on this page is for reference only and does not constitute any financial, investment, or legal advice. Gate does not guarantee the accuracy or completeness of the information and shall not be liable for any losses arising from the use of this information. Virtual asset investments carry high risks and are subject to significant price volatility. You may lose all of your invested principal. Please fully understand the relevant risks and make prudent decisions based on your own financial situation and risk tolerance. For details, please refer to
Disclaimer.
