Top-tier investors in L1 new star: Plasma Mainnet TVL rises to 2.5 billion USD, detailed explanation on how newbies can participate in 40% stablecoin high-interest subsidies.

On September 25, right after the Mainnet launch, the Layer-1 Blockchain Plasma (XPL), supported by top-tier capital such as Founders Fund and Framework, quickly ignited the market with its "zero-fee USDT transfer" mechanism and launched a strategy of short-term high XPL Token subsidies. With the help of official subsidies, the stablecoin yield Annual Percentage Rate of mainstream DeFi protocols within the Plasma ecosystem has averaged between 20% and 40%, attracting a large influx of funds, resulting in its Total Value Locked (TVL) surpassing 2.5 billion USD in just a few days. This article will provide a low-risk, high-return participation guide and operational notes for DeFi Newbies.

Plasma: A Powerful Financial Backing and the "Zero Fee" Stablecoin Transfer Revolution

Plasma is a Layer-1 blockchain designed specifically for stablecoin payment systems, aiming to provide high performance, low cost, and near-instant transfer experiences for USD stablecoins (such as USDT). Its core selling point is the "zero fee USDT transfer" mechanism, meaning users do not need to pay any additional Gas fees when performing standard USDT transfer operations. In addition, since Plasma is compatible with the EVM ecosystem, various mature EVM DeFi products can be quickly integrated.

Strong financial and strategic support

Plasma has assembled an extremely powerful capital lineup, including Founders Fund, Framework Ventures, and executives from the Tether team. This not only provides ample funding but also brings strategic support:

· Financing History: Plasma has completed approximately 3.5 million USD in seed funding and about 20 million USD in Series A funding since 2024.

· Public fundraising: During the public offering phase before the Mainnet launch, the project raised over 370 million USD, which was mainly used for stablecoin liquidity pools, ecological incentives, technical research and development, and security audits.

A strong financial foundation and endorsements from industry giants provide solid assurance for Plasma to quickly build its zero-fee stablecoin transfer network and vast Decentralized Finance ecosystem.

High Subsidy Opportunity: TVL Rapidly Surpasses 2.5 Billion USD

Plasma adopts a "high-profile" market strategy. After the successful Token Generation Event (TGE) of the token XPL, the official immediately provided short-term, high-return XPL token subsidies for the stablecoin use cases within the ecosystem.

· Attractive Yield: Currently, the APR (Annual Percentage Rate) of most stablecoin earning scenarios can maintain between 20% and 40%.

· Capital Frenzy: According to data from DeFillama, since the mainnet launch on September 25, Plasma's total locked value (TVL) has quickly surpassed 2.5 billion USD.

· Safety Advice: Currently, mainstream Decentralized Finance protocols have successively launched Plasma, and the official subsidy scenarios mainly revolve around these mainstream Decentralized Finance protocols. For newbies, it is recommended to temporarily avoid participating in new, native early projects to avoid unnecessary risks.

Practical Guide: Discovering Investment Opportunities and Cross-Chain Funding

The key entry point for discovering subsidy opportunities

Plasma chooses to distribute rewards through the Merkl platform. Merkl is a multi-chain Web3 incentive distribution platform with high security, having allocated over $200 million in liquidity and points rewards for 200+ protocols.

· Reward details link: You can find all subsidized scenarios in the Merkl platform Plasma section.

· Notes: Merkl adopts the distribution form of Merkle Root in certain scenarios, which means that rewards accumulate in real time but are not available for immediate withdrawal. To earn compound interest, users need to actively claim rewards regularly.

Funds transferred to Plasma Mainnet

The officially designated cross-chain protocol is StarGate.finance, which can be found in the top navigation bar of the official website.

Four Key Points to Note for Cross-Chain:

· Address Compatibility: Plasma adopts a private key system compatible with the EVM ecosystem, so your EVM address can be reused in the Plasma ecosystem.

· Gas Token Preparation: The current Plasma Mainnet requires the use of XPL to pay for transaction gas fees. It is recommended to purchase 5 to 10 XPL from mainstream CEX and withdraw them to your operating address.

· Stablecoin Selection: Currently, the main subsidized stablecoin asset in the Plasma ecosystem is USDT0, which is a cross-chain stablecoin launched by Tether based on the LayerZero OFT (Omnichain Fungible Token) standard, pegged 1:1 to USDT. Therefore, you only need to prepare USDT.

· Cross-chain path notice: The trading path recommended by StarGate by default is not necessarily the OFT protocol. If you do not actively choose to use the OFT method (the OFT method is free), the protocol's default recommended paths like Aori may result in higher slippage and fees. Please make sure to actively choose the OFT protocol for cross-chain transactions to avoid unnecessary fee losses.

DeFi Newbie Recommendations: Low-Risk Stablecoin Financial Management Scenarios

Here are a few low-risk, easy-to-operate stablecoin-based investment opportunities, which are very suitable for Decentralized Finance newbies to participate in:

Official Plasma Ecosystem stablecoin Lending Vault

This is a stablecoin vault established by Plasma officials. After users stake USDT0, the funds will be automatically staked by the Vault into the AAVE USDT0 liquidity pool to earn official subsidy returns.

Key Data: The total TVL of this pool has reached 1.60464 billion USD, and the current instantaneous yield rate is approximately 33.78%.

Important Notice: The high Annual Percentage Rate of this pool can only be maintained for 3 days (i.e., until Compaign #0xffdb ends), and the subsequent Annual Percentage Rate depends on the official fund allocation. At the same time, there is a 48-hour cooling-off period for redemption of this pool, and the principal can only be retrieved after the cooling-off period ends.

directly provide funds to the USDT0 pool of AAVE

Users can directly provide funds to the USDT0 pool of the mainstream lending protocol AAVE.

Key returns: The total return rate is 20.42%, of which 3.08% comes from borrower interest, and the remaining 17.35% comes from official XPL token subsidies.

Important Notice: This subsidy will only last for 6 days, and after expiration, the yield will significantly decrease. Since the official Vault's funds are also injected into this pool and there is a cooling-off period, it is likely that the official subsidies will make the Vault's yield higher than the yield from directly depositing into AAVE, in order to compensate users for the time cost during the cooling-off period. In addition, the subsidy only calculates the net asset value provided by users, so circular lending is meaningless in this scenario.

provides USDT0 through the designated Vault of Fluid or Euler.

Fluid and Euler are second-tier lending protocols. Although their safety levels may be slightly lower than AAVE, they have stood the test of time and are designed with more complex functionalities.

Current Yield: In these two scenarios, Plasma has also allocated rewards, and the current yields can reach 23.76% and 27.20%, respectively.

Conclusion

Plasma has successfully achieved a remarkable TVL breakthrough of 2.5 billion dollars in the early stages of its Mainnet launch, thanks to its strong capital support, disruptive vision of zero-fee USDT transfers, and short-term high stablecoin subsidies. For newbies eager to obtain low-risk stable returns in the DeFi space, the 20% to 40% Annual Percentage Rate scenarios provided by the official through the Merkl platform are short-term opportunities worth seizing. However, while investors enjoy the short-term subsidy dividends, they must closely monitor the duration of the official subsidies, the redemption cool-off period of the Vault, and the protocol selection during cross-chain transactions to ensure asset safety and maximize returns.

Disclaimer: This article is for informational purposes only and does not constitute any investment advice. The cryptocurrency market is highly volatile, and investors should make decisions with caution.