Cryptocurrency education organization Alpha Lions Academy founder Edoardo Farina recently stated that XRP may become "an asset affordable to only 1% of the population" in the near future. In his view, global economic pressures, institutional capital concentration, and the reshaping of the financial system are collectively driving XRP towards high elitism. Farina pointed out that persistent inflation and stagnant wage growth are continuously squeezing the disposable income of most ordinary people. A series of global events since 2019 have exacerbated the rise in living costs, forcing more and more people to sell cryptocurrencies including XRP to cover basic expenses such as rent and food. Against this backdrop, investing in digital assets has gradually shifted from a "choice" to a "luxury."