Deep Tide TechFlow News, April 6 — According to Caixin, under the combined effects of the implementation of new lending assistance regulations and a slowdown in consumer credit demand, multiple consumer loan assistance platforms showed a consistent trend in Q4 2025: revenue and disbursement scales declined year-over-year, and net profits dropped significantly. As the lending assistance business enters a volume-reduction phase, various platforms are seeking "going overseas" opportunities and investing in "crypto circles" as secondary growth drivers. It is reported that platforms like Lexin and Yiranzhike have already expanded their overseas operations, with Southeast Asia and Latin America becoming the main battlegrounds. Weixin Jinke has also been continuously developing the blockchain industry over the past two years.