Futures
Access hundreds of perpetual contracts
TradFi
Gold
One platform for global traditional assets
Options
Hot
Trade European-style vanilla options
Unified Account
Maximize your capital efficiency
Demo Trading
Introduction to Futures Trading
Learn the basics of futures trading
Futures Events
Join events to earn rewards
Demo Trading
Use virtual funds to practice risk-free trading
Launch
CandyDrop
Collect candies to earn airdrops
Launchpool
Quick staking, earn potential new tokens
HODLer Airdrop
Hold GT and get massive airdrops for free
Launchpad
Be early to the next big token project
Alpha Points
Trade on-chain assets and earn airdrops
Futures Points
Earn futures points and claim airdrop rewards
IBD Stock Of The Day FirstCash Flashes Buy Signal, Outperforming Market
$ 195.00
IBD Stock Analysis
IBD Composite Rating
94/99
Industry Group Ranking
139/197
Emerging Pattern
Three Weeks Tight
FirstCash Holdings is Monday’s IBD Stock Of The Day. Shares of the pawn store operator are actionable from a bounce off a key moving average after trading tightly the past several weeks.
Fort Worth, Texas-based FirstCash Holdings (FCFS) is one of the largest international operators of pawn stores with more than 3,300 locations across the U.S., Latin America and the U.K. FirstCash’s stores buy and sell a variety of jewelry, electronics, tools, appliances, musical instruments, sporting goods and other merchandise.
This video file cannot be played.(Error Code: 102630)
FirstCash generates almost 90% of its revenue from pawn operations, and its customer payment solution, AFF, accounts for the remainder.
Canaccord analyst Brian McNamara on Friday lifted its price target on FCFS stock to 240 from 217, following positive discussions with management, according to reports.
McNamara said management was upbeat and confident in the business, which has been strong for awhile now and firing on all cylinders. FirstCash’s U.S. and Latin America core pawn operations are thriving, while the company has benefited from a favorable positioning on gold, he said. Meanwhile, FirstCash’s U.K. integration has gone better than expected.
McNamara added that FirstCash has strong organic and inorganic growth opportunities, while its AFF business has been largely ignored by investors. Canaccord called FirstCash an industry leader in an attractive duopoly, also referring to Ezcorp (EZPW), and maintained a buy rating on shares.
FirstCash Earnings Growth, Sales Accelerate
Meanwhile, FirstCash posted double-digit earnings growth the past four quarters, averaging 31.25% growth during that period. Revenue growth has accelerated over the past two quarters with a 20% increase in Q4, marking the first time crossing $1 billion in quarterly sales.
The company noted strong same-store revenue growth for the quarter, with double-digit growth in pawn receivables and pawn loan fees. Retail sales margins remained strong at 43%. FirstCash continues to see quick turnover for merchandise. Inventories greater than one year as of the end of 2025 represented 1.8% of total inventories.
FirstCash during its February earnings report said the outlook for 2026 is “highly positive” thanks to continued growth in pawn receivables and its 344 new locations in 2025.
IBD Newsletters
Get exclusive IBD analysis and actionable news daily.
IBD Newsletters
Get exclusive IBD analysis and actionable news daily.
Please enter a valid email address
Please select a newsletter
Get these newsletters delivered to your inbox & more info about our products & services. Privacy Policy & Terms of Use
Thank You!
You will now receive IBD Newsletters
Something Went Wrong!
Please contact customer service
The company noted that U.S. pawn receivables were up 14% at the start of the year, while receivables for Latin America increased 23%. U.K. pawn receivables are up 25%.
FirstCash expects U.S. merchandise sales to grow 8% to 10%, and continues to target a retail margin of 42%.
The company forecasts revenue for its AFF subsidiary to decrease 5% to 10% in 2026 despite an increase in transaction volumes as well as lease and loan originations.
FactSet expects Q1 earnings will increase 13% on about 20% revenue growth. Analysts predict 2026 earnings will grow 18% on a 14% jump in revenue.
FirstCash Stock
FCFS stock rose more than 2% Monday, continuing Friday’s bounce off its 21-day exponential moving average. Shares are actionable after clearing a bulk of a three-weeks-tight pattern. That pattern has an official buy point at 199.60, which matches FirstCash’s record high from March 10.
FCFS stock soared roughly 54% last year, and is already up about 23% in 2026.
FirstCash’s relative strength line is hitting 52-week highs. FCFS stock has a 92 RS Rating out of a best-possible 99, meaning it has outperformed 92% of the stocks in the IBD database over the past 52 weeks.
FirstCash ranks second in the Finance-Consumer Loans Group according to the IBD Stock Checkup, trailing only rival Ezcorp.
You can follow Harrison Miller for more stock news and updates on X/Twitter @IBD_Harrison.
YOU MAY ALSO LIKE:
Join IBD Live And Learn Top Chart Reading And Trading Techniques From Pros
Learn How To Time The Market With IBD’s ETF Market Strategy
IBD Digital: Unlock IBD’s Premium Stock Lists, Tools And Analysis Today
How To Invest: Rules For When To Buy And Sell Stocks In Bull And Bear Markets