AI Models Consistently Choose Bitcoin for Long‑Term Value and Stablecoins for Payments - Crypto Economy

A study by the Bitcoin Policy Institute revealed that frontier artificial intelligence models show a systematic preference for Bitcoin as a long-term store of value and for stablecoins in everyday transactions.

The research, which the institute describes as nonpartisan, evaluated 36 models from six developers —Anthropic, DeepSeek, Google, MiniMax, OpenAI, and xAI— across 9,072 open-ended monetary scenarios, with no predefined suggestions or predetermined answers.

Bitcoin was chosen in 48.3% of all responses, establishing itself as the most selected monetary instrument across the entire study. In scenarios oriented toward long-term value preservation, that figure climbed to 79.1%, the highest consensus recorded in any category Stablecoins, by contrast, dominated payment scenarios with 53.2% versus Bitcoin’s 36% Traditional fiat currencies barely reached 8.9% of total responses, and none of the 36 models ranked them as a general first choice.

Bitcoin preference varied by AI: Anthropic’s models averaged 68%, with its Claude Opus 4.5 reaching 91.3% individually, the highest figure recorded. OpenAI sat at the opposite end, with an average of 26%. Overall, 90.8% of responses favored digitally native instruments over traditional money.

The BPI concluded that the models converged spontaneously on a two-tier monetary system —Bitcoin for savings, stablecoins for spending. This could have direct implications for public policy as AI agents gain increasing economic autonomy.

Source: https://www.moneyforai.org/

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