🤖 AI Agents Show Strong Preference for Bitcoin Over Fiat Currencies, Reveals BPI Study

A new study from the Bitcoin Policy Institute shows that cutting-edge AI models overwhelmingly prefer native digital monetary instruments, with Bitcoin emerging as the dominant choice.
Researchers conducted 9,072 controlled experiments across 36 models from five leading providers, including Anthropic, OpenAI, Google, xAI, and DeepSeek.
The experiments tested AI agents' preferences in scenarios involving transactions, store of value, unit of account, and settlement, providing an unprecedented look at how AI approaches monetary decision-making when given full autonomy.
The study presented each model with monetary decisions without any prior context or suggestion for a specific currency.
Stablecoins were chosen in 33.2% of cases, while traditional fiat and banking money accounted for only 8.9%.
Other cryptocurrencies and tokenized real-world assets made up less than 5% of choices, indicating a clear distinction in AI reasoning between Bitcoin and the broader category of digital assets.
Bitcoin proved particularly dominant as a long-term store of value. In scenarios designed to assess the preservation of purchasing power over several years, 1,794 out of 2,268 responses, or 79.1%, selected Bitcoin.
Stablecoins were the second most popular choice, with 6.7%, followed closely by fiat at 6.0%. The models highlighted Bitcoin's fixed supply, independence from central authorities, and self-custody features as key factors in its selection.
Other cryptocurrencies, including Ethereum, were rarely chosen, reinforcing the perception among AI agents that Bitcoin uniquely fulfills a role as a reliable savings instrument.
In contrast, AI models favored stablecoins for transactional purposes. Payment scenarios, including international transfers, microtransactions, and everyday transactions, saw stablecoins selected 53.2% of the time.
‍#Crypto | #​AI