How Raoul Pal Structures a Balanced Portfolio Across Stocks and Crypto

Real Vision founder Raoul Pal has outlined a pragmatic approach to wealth building that combines traditional equity exposure with cryptocurrency diversification. Speaking on The Diary of a CEO podcast, Raoul Pal advocates for a disciplined investment framework that minimizes the anxiety surrounding market volatility while positioning investors for sustainable growth.

The 70/30 Portfolio Allocation Strategy

Raoul Pal recommends starting with at least $1,000 to implement this core strategy: direct 70% of capital into the Nasdaq-100 through a low-cost exchange-traded fund (ETF), gaining exposure to the world’s most influential technology enterprises. The remaining 30% flows into cryptocurrencies, creating a hedge against traditional market dynamics. This bifurcated approach, according to Raoul Pal, permits investors to achieve meaningful returns while substantially reducing the burden of active portfolio management.

For conservative investors, Raoul Pal suggests a modified approach where the crypto allocation (30%) is further diversified into alternative stable stores of value, such as gold or precious metals. This tiering ensures exposure to multiple asset classes while containing downside risk for those with lower volatility tolerance.

Understanding Market Cycles and Long-Term Wealth Building

The rationale behind this allocation framework rests on a macro-level insight: stocks, digital assets, and commodities all respond to the same fundamental force—currency devaluation driven by central bank policy. Rather than viewing market downturns with apprehension, Raoul Pal emphasizes that corrections represent opportunities to accumulate assets at attractive valuations. This philosophy transforms periodic market weakness into a wealth-building accelerant for disciplined, long-term investors.

While highly volatile assets do experience steeper declines during turbulent periods, Raoul Pal maintains that the psychological comfort of a blended portfolio—combined with consistent rebalancing during downturns—mitigates the emotional toll of short-term fluctuations.

High-Potential Crypto Assets to Monitor in 2026

Recently, Raoul Pal flagged several digital assets deserving investor attention:

• Solana (SOL): Currently trading at $101.89, down 3.34% over 24 hours
• Sui (SUI): Priced at $1.11, showing a 24-hour decline of 3.65%
• Dogecoin (DOGE): Trading near $0.10, off 2.35% daily
• Ripple (XRP): At $1.59, down 4.69% in the last 24 hours

According to Raoul Pal’s analysis, these tokens are consolidating before a potential broader altcoin rally. This positioning phase offers informed investors a window to evaluate these assets within the context of their overall portfolio strategy, rather than chasing momentum.