$ACH 🟩

I translated and summarized the stablecoin report published in partnership with Gate Research & Alchemy Pay...

1) The stablecoin market exploded!
$40 billion in 2019,
$300 billion market cap by 2025.
Annual on-chain transaction volume surpassing $30 trillion, reaching Visa & SWIFT levels.

2) The regulation era has begun!
US GENUIS Act, EU MiCA, Hong Kong Stablecoin Ordinance in effect.
The era of unregistered stablecoins is over. Institutional money is coming.

3) Major companies are entering the field!
PayPal (PYUSD), global payments, salaries & trade payments.
Visa, Mastercard, USDC with direct on-chain transactions.
Stripe is building stablecoin infrastructure.

4) USDT & USDC are leaders, but the landscape is changing.
USDC is rapidly gaining ground in the institutional payment sector.

5) Stablecoin usage is now active not only in crypto but also in the following sectors:
International trade
Payroll (salary)
Global supply chain
Remittance (cross-border money transfer)
RWA (real asset tokenization)
Stablecoin = Now the payment and value infrastructure of the global economy.

6) The race is no longer coin competition but infrastructure competition, with key players & strategies:

Player, Strategy, and Goal

Tether
Own chains: Plasma + StableUSDT to consolidate payment traffic internally.

Circle (USDC)Arc blockchain Corporate finance infrastructure.

Stripe Tempo blockchain Millions of businesses transitioning to stablecoin.

Alchemy Pay
Alchemy Chain
Global fiat/stablecoin bridge infrastructure (SWIFT alternative).

ACH plays a central role here because its business model;
First usage, then ecosystem.
An application replacing SWIFT with stablecoin.

7) Who will be the winners in the next 3–5 years?
Those who complete the regulation + infrastructure + real-world usage trifecta earliest.
Manage real payments + fiat bridge.
ACH is right at the core of the game.

The full report 👇

@Gate ❤️ @AlchemyPay ⏳️