2026-01-07 05:30:24

#数字资产动态追踪 Ripple denies IPO verbally, but what are they secretly doing behind the scenes?

Recently, Ripple reiterated that it has no IPO plans, stating that its balance sheet is very healthy and that its main focus is on business growth. This contrast is quite interesting—are they truly not short of money and not in need of going public, or are they paving the way for a bigger plan?

From the perspective of holders, the answer is actually quite clear. After securing $500 million in funding in 2025, Ripple’s valuation skyrocketed to $40 billion, with ample cash flow, completing four acquisitions, and no longer needing to raise funds through an IPO. Plus, after winning the SEC lawsuit, the regulatory environment has clearly become more friendly. The company is now fully focused on expanding its business—USD stablecoin RLUSD has entered the top ten, and transaction volume in its payment business is approaching a trillion dollars. This is a typical case of "making big moves quietly."

The results of ecosystem development are gradually becoming evident. Ripple positions $XRP as its core asset, deepening cooperation with Mastercard, and has established a $1.1 billion corporate reserve fund. Institutional investors are also entering the market; just the net inflow into exchange ETFs has reached $1.25 billion. All these indicate that the true value of the ecosystem is being reassessed.

The incentives for holders are also quite tangible. Staking platforms frequently run promotions, offering 5%-10% extra rewards for holding coins, along with referral commissions. These are not empty promises but real income distributions.

Back to the price aspect. Currently, $XRP is around $1.87, and some institutions see it reaching $8 by 2026, which is more than a threefold increase. Although there are warnings that it might dip back to $1, fundamentally, several factors are working in favor: regulatory uncertainty has been eliminated, institutional funds are flowing in continuously, and the balance on exchanges is decreasing (indicating that chips are consolidating among long-term holders). The previous high was $3.65, and breaking through it is only a matter of time. A push toward $8 is not just a dream.

The current logic is actually quite simple: Ripple steadily advances its ecosystem, and holders follow this rhythm, enjoying cash flows from staking or trading while waiting for the ecosystem’s value to be reassessed as it matures. No need to be too aggressive, but also not too conservative.

XRP0,04%

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GoldDiggerDuck

· 01-08 22:47

Alright, I believe in Ripple's philosophy of "not going public is the best way to go public." With a valuation of 40 billion, it's really not lacking that little bit of funding. XRP from 1.87 to 8? Dreaming, or is there really a solid fundamental support? This time SEC winning indeed changed the game rules, but earning 5%-10% from staking... how much principal is needed to get a sense of it? Institutional entry is a good thing, but I'm just worried it might turn into another feast for the retail investors. I believe in quietly doing big things, just not in reaching 8 dollars.

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FarmToRiches

· 01-07 18:14

Stop with the虚实之辞. After winning against the SEC, Ripple will have confidence, right? Anyway, with sufficient cash flow, who still insists on going public? --- Wait... institutional net inflow of 1.25 billion. Why does this number feel so strange? It always seems a bit off. --- Reward for staking 5%-10%? It depends on whether it's truly annualized or just a gimmick. --- From $3.65 to $8... Just listen, don’t take it as a certainty. --- Basically, the ecosystem is taking off. Ripple itself isn't short of money now and doesn't need to humble itself to seek public investors. --- RLUSD making it into the top ten is indeed interesting. The competition in the stablecoin sector is now so fierce. --- Is the chips concentrated among long-term holders? Why do I keep hearing this in the crypto world? How does it end up trapping people? --- That staking invitation commission scheme... feels just like a pyramid scheme with a different name. --- Now at $1.87, thinking about reaching $8 requires a lot of good news. The potential here is quite large.

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GateUser-44a00d6c

· 01-07 05:57

Silent work on big things, I love this saying. Anyway, the IPO setup is just the icing on the cake for Ripple... After winning the SEC lawsuit, the overall atmosphere has indeed changed. Now, the focus should be on expanding the ecosystem, rather than being constantly regulated... A $500 million financing can lead to a $40 billion valuation, which shows that market expectations for XRP are really not small... I'm a bit interested in the 5%-10% staking yield, but I worry about how long such activities can last. I always feel they might gradually water down... Going from $1.87 to $8 is a threefold increase, and that logic sounds good, but historical experience tells me to watch out for a pullback... Ripple's strategy is actually about building an ecosystem barrier. Just looking at RLUSD entering the top ten shows they are maintaining their rhythm... The institution's entry of $1.25 billion into ETF inflows is quite impressive, indicating that it's not just retail investors like us who are期待...

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LiquidityWizard

· 01-07 05:47

Hey, this logic actually makes sense. Ripple is a typical example of quietly doing big things without needing to raise funds. With a valuation of 40 billion and ample cash, who still insists on going public to be cut? I think they are just laying low. However, the $8 figure is a bit too optimistic. Let's see if it can stabilize at $3 first. Staking yields are indeed attractive, but the risks should also be considered.

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AirdropHunterWang

· 01-07 05:44

Haha, Ripple is really playing hard this time. The verbal denial of an IPO is actually just quietly taking the profits. Silent wealth accumulation is the way to go. A $500 million raise with a valuation of $40 billion—who still needs to go public to cut the leeks? But honestly, from $1.87 to $8 for XRP... is this optimism a bit too much? It still depends on how the subsequent ecosystem implementation goes. Staking yields of 5%-10% are indeed sweet, much better than air coins. Institutions are entering, and the balance is decreasing. This signal is indeed good; the feeling of concentrated chips is tangible. The key is that the SEC case was won. Finally, we don’t have to worry about regulation anymore. The whole logic now makes sense. I just want to know how Mastercard’s partnership will proceed. If it truly lands in payment scenarios, that would be a real game-changer.

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