Having been involved in the crypto space for 6 years, from the frenzy of 2021 to the winter of 2022, my biggest takeaway isn't how many trading techniques I've mastered, but rather understanding one thing thoroughly—how to properly manage my assets. In the first four years, like most people, I held tokens like BNB and BTCB, either watching their value depreciate or desperately trying to turn things around through high-risk trades. The result was that my asset ledger kept fluctuating in a state of "big swings and very low efficiency."
The turning point came in 2023. I started reorganizing my personal asset structure using DeFi ecosystem rights tools, transforming the passive "holding tokens" approach into an active management model of "multi-chain rights income." How did it perform? While the market continued to fluctuate downward in 2024, my assets actually grew by 80%, with the rights leverage portion alone contributing 60% of the gains.
This logic is actually very clear: most people in the crypto space lack a true asset-liability concept. If they have tokens, they think about trading arbitrage; if they don't, they wait for a bottom to buy—essentially, "being led by the market." Truly cycle-proof wealth management hinges on actively optimizing your asset structure—making your assets generate income through multiple channels and minimizing debt costs. No matter how the market moves, your ledger will steadily grow.
This page may contain third-party content, which is provided for information purposes only (not representations/warranties) and should not be considered as an endorsement of its views by Gate, nor as financial or professional advice. See Disclaimer for details.
19 Likes
Reward
19
8
Repost
Share
Comment
0/400
GweiWatcher
· 15h ago
That's right, you should treat coins as assets rather than chips to play with.
View OriginalReply0
BearMarketHustler
· 01-07 23:21
Is an 80% increase really serious? It feels a bit unbelievable.
This set of DeFi rights really needs to be carefully studied.
It's another balance sheet; whether people in the crypto circle will listen or not is hard to say.
Purely holding coins is indeed foolish, but leverage isn't something everyone can handle.
I agree with this logic, but the premise is that you truly understand risk control.
View OriginalReply0
DaoDeveloper
· 01-06 14:58
ngl, the asset-liability optimization framework here maps cleanly onto standard DeFi composition patterns. what's missing though? the actual risk modeling of multi-chain yield stacking when liquidity dries up.
80% growth? Why do I feel like I’ve been stuck in trading fees all along
---
Multi-chain权益收益听起来不错,但你真的算过综合费率没
---
To put it nicely, just putting idle coins into DeFi for interest, nothing mysterious about it
---
Lost big in the first 4 years, relying on DeFi to turn things around in 2023, this logic sounds a bit shaky to me
---
Balance sheet? People in the crypto world don’t have that kind of brain, trading addiction is the norm
---
60% leverage on权益收益 sounds exciting, but I still don’t dare to try
---
The real way to make money has never been trading techniques, but the bigger picture, that’s right
---
Can it still grow 80% during a downturn in 2024? I’d love to invest in whatever project that is
---
This approach is definitely more reliable than chasing highs and lows every day, but it’s easy to get fooled into a trap
---
Passive holding turning into active trading, is the difference really that big? Why haven’t I achieved results with the same strategy
View OriginalReply0
PensionDestroyer
· 01-06 14:42
That's correct, but you need to have a ledger awareness and avoid blindly following trends with reckless actions.
View OriginalReply0
FlashLoanLarry
· 01-06 14:39
80% growth? DeFi leverage really has some potential, but what about the risks?
To be honest, you still need enough principal to play around; where do ordinary people get the capital for trial and error?
Can you make money just by holding coins and lying around? Last year's market was so bad, easy to say.
Multi-chain sounds pretty fancy, but how many people can really execute it well?
I don't deny that asset management is important, but this logic is still too idealistic for retail investors.
Lowest debt cost? Borrowing coins itself is a trap, buddy.
View OriginalReply0
MetaverseLandlord
· 01-06 14:29
You're right, holding coins is indeed pointless.
I'm also involved in DeFi yield farming, just worried about the risks.
60% leverage on equity yields—those numbers are pretty impressive.
Really, most people are just addicted to trading and haven't thought about structured management.
To get through cycles, you still need passive income support. Once you realize this, you've won.
Having been involved in the crypto space for 6 years, from the frenzy of 2021 to the winter of 2022, my biggest takeaway isn't how many trading techniques I've mastered, but rather understanding one thing thoroughly—how to properly manage my assets. In the first four years, like most people, I held tokens like BNB and BTCB, either watching their value depreciate or desperately trying to turn things around through high-risk trades. The result was that my asset ledger kept fluctuating in a state of "big swings and very low efficiency."
The turning point came in 2023. I started reorganizing my personal asset structure using DeFi ecosystem rights tools, transforming the passive "holding tokens" approach into an active management model of "multi-chain rights income." How did it perform? While the market continued to fluctuate downward in 2024, my assets actually grew by 80%, with the rights leverage portion alone contributing 60% of the gains.
This logic is actually very clear: most people in the crypto space lack a true asset-liability concept. If they have tokens, they think about trading arbitrage; if they don't, they wait for a bottom to buy—essentially, "being led by the market." Truly cycle-proof wealth management hinges on actively optimizing your asset structure—making your assets generate income through multiple channels and minimizing debt costs. No matter how the market moves, your ledger will steadily grow.