Lately I have been thinking a lot about why onboarding still feels so painful in finance, and KYC is a big part of it.

From my experience, banks and payment apps tied to USD card systems, even platforms like KoloHub, make KYC feel isolated and slow. Each service asks for the same documents again and again, and that friction ends up discouraging real adoption. People do not quit because they hate rules. They quit because the process wastes time.

This is where @idOS_network makes sense to me. idOS does not try to remove compliance. Instead, it fixes how it is handled. Verification becomes reusable, portable, and controlled by the user rather than trapped inside one app.

For me, this changes everything. When identity checks stop being repeated obstacles and start working quietly in the background, payments and stablecoin systems can actually scale. idOS feels like the missing layer that connects finance without slowing people down.