Senator Cynthia Lummis's "Responsible Financial Innovation Act of 2026" has taken a new step. A major highlight of this bill is allowing large banks to directly participate in digital asset activities—including providing custody services, staking services, and payment functions.

What does this mean? Traditional financial institutions will officially gain compliant channels to enter the crypto market. Once the bill is passed, the involvement of the banking system will significantly boost overall industry trust. Users no longer need to worry about asset security issues, and traditional investors will be more confident to participate in ETH, digital assets, and other transactions.

From a market perspective, this is a long-term positive. The establishment of a bank custody system means digital assets are moving toward mainstream financial systems. The influx of large amounts of traditional funds and users will drive the market into a new growth cycle. The increased compliance not only brings price appreciation expectations but also ensures the sustainable and healthy development of the industry.