2025-12-29 19:27:39

Recently, many people are re-evaluating the security issues of wallets and banks. Traditional banks rely on institutional backing and national credit, and this logic seems solid. But reality has given many warnings—Silicon Valley Bank suddenly collapsed, and Credit Suisse faced difficulties in 2023. These are not minor incidents. Once-century institutions can have their credibility cracked overnight under extreme liquidity crises. In contrast, Web3 wallets require users to manage private keys themselves, with more risk points in personal operations. However, from the perspective of asset rights confirmation, direct control indeed bypasses intermediary risks. The assumption that "too big to fail" has been repeatedly shattered in extreme market conditions. This may explain why more and more people are beginning to reconsider the diversification of asset allocation.

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MEVSandwichVictim

· 12-29 19:56

Remember the Silicon Valley Bank incident? It collapsed suddenly... Banks are not iron rice bowls either. Managing your own private keys is indeed troublesome, but at least you don't have to gamble on the bank's integrity. A century-old institution can't withstand extreme situations, and that's the most heartbreaking part. You still need to diversify and not put all your eggs in one basket. Non-custodial wallets are really attractive, although losing your private key is a major disaster.

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WhaleWatcher

· 12-29 19:56

Basically, the bank's credit endorsement system is quite fragile; it can't withstand a sudden shock. The Silicon Valley Bank incident is right there in front of us. Managing your own private keys is indeed troublesome, but at least you don't have to look at the bank's face. That's true peace of mind. Instead of betting on institutions, it's better to bet on yourself. I'm already tired of the middleman making a profit margin trick. Banks can go bankrupt overnight, so what trust in the state can we really have... Multi-chain allocation is the way to go. Honestly, people who still keep all their money in banks should think carefully. Don't put all your eggs in one basket. Even century-old banks can't withstand it, which says a lot. I'm increasingly losing faith in this system.

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Liquidated_Larry

· 12-29 19:47

Honestly, the story of "national credit" in banks sounds a bit hollow now. Silicon Valley Bank and Credit Suisse are the real wake-up calls; century-old institutions can collapse at any time. Managing private keys yourself is indeed troublesome, but at least the assets are mine, and I don't have to look at the intermediary's face. It's better to diversify and not put all your eggs in one basket. Too big to fail? Ha, that phrase often gets slapped with a reality check.

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BlockchainBard

· 12-29 19:38

The Silicon Valley Bank incident really shocked me. A century-old institution just disappeared... Do you still dare to keep all your money in banks now?

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