2025-12-29 07:26:52

Traditional finance and blockchain are making new moves. Recently, the Hong Kong market launched a tokenized deposit system based on blockchain technology, jointly developed by a well-known bank and a tech company.

The highlight of this solution is — supporting real-time exchange and liquidity among three currencies: HKD, offshore RMB, and USD. Enterprises can achieve 24/7 cross-currency transfers without being limited by traditional banking hours. For companies that need frequent international fund dispatch, this means significantly improved capital utilization efficiency and reduced foreign exchange costs.

This reflects a trend: leading financial institutions are beginning to seriously apply blockchain technology to actual business operations, rather than just staying in the proof-of-concept stage. When traditional financial liquidity meets blockchain settlement speed, there is indeed great potential for efficiency improvements.

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ApeWithNoFear

· 01-01 06:22

This is the real implementation, not just a PPT coin.

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MidnightMEVeater

· 2025-12-29 23:00

All-weather transfers? Buddy, you're basically paving the red carpet for sandwich attackers; liquidity traps are just dressing up. --- Real-time exchange sounds great, but who pays for those price shocks? Someone's always working overnight. --- HKD, RMB, USD—one after another, the robot playground is opening. The question is, can your orders dodge the dark pools? --- Lower exchange costs? The arbitrage window disappearing might actually be more terrifying. --- Top institutions are taking it seriously. What does that mean? It means the game rules are finally being written by them. --- Watching this news at midnight, I already know someone is testing miner tips. --- Efficiency improvements are indeed significant, but the line between who profits and who loses has become clearer.

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WhaleWatcher

· 2025-12-29 07:55

Oh wow, it's finally here, truly changing the game rules HKD, USD, CNY can be exchanged freely, and the banks are finally serious Talking about blockchain every day, this time it's definitely not just PPT If this push can succeed, cross-border transfers won't have to wait three or five days anymore, huge profit Basically, the banks are also panicking and have to use real technology

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AirdropSweaterFan

· 2025-12-29 07:54

Hong Kong is really going all out this time, with 24-hour cross-cryptocurrency transfers? It feels like traditional banks' livelihoods are about to be shattered.

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ShibaOnTheRun

· 2025-12-29 07:46

It should have been like this a long time ago; the banks finally stop pretending. --- Hong Kong dollar and US dollar can be exchanged freely; this is the way it should be. --- Wait, can it really arrive within 24 hours? Or is it another thing that sounds impressive but still requires waiting? --- Finally, banks are starting to take blockchain seriously. Those PPT proposals before were really annoying. --- Real-time cross-currency exchange is indeed impressive; for companies engaged in international business, it can save a lot of costs. --- Again, it's Hong Kong dollars and RMB, US dollars—what big plan are they laying out? --- But honestly, it’s too early to draw conclusions until this thing is truly widespread.

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