Bank of America's top guy Brian Moynihan is out here feeling bullish about the U.S. economy's trajectory—smooth sailing ahead, or so he claims. Problem is, there's a weird disconnect happening right now. While the big money guys are seeing green signals from GDP numbers and corporate earnings, everyday people on the street aren't buying it yet. Consumer confidence keeps lagging behind the optimistic data points, which is honestly the real tell. When main street's feeling nervous while Wall Street's breaking out the champagne, that gap usually matters for markets. Worth watching whether this sentiment gap closes or keeps widening in the coming quarters.