Stop chasing gold. Even if you know it will rise,

do you have the money to invest?

For an average person, investing 20% of their assets in gold is already quite high.

But let me ask you a question,

if you are a "middle-class family" with 1 million in savings,

even if you invest 20% in gold,

and assuming the gold price doubles in 10 years with zero risk,

you would only earn 200,000, how is that getting rich?

Seeing gold perform well this year,

you think it will do the same every year,

but in reality, buying gold at 300 yuan per gram in 2010 and holding until now,

the return is only about 2 times,

the annualized return barely beats inflation.

You only look at gold rising,

but don’t consider whether other assets will also rise,

which shows you lack the brains for it. Ordinary people should just work honestly.