Summarize 20 hard-core underlying cognitive breakthroughs—not chicken soup, but methodologies:

1. The secret of the rich is "preserving achievements," the trap of the poor is "seeking stability."
The rich rarely lose wealth as long as they don't mess around; the poor find it hard to move up if they only seek comfort.

2. The "smart ones" at the edge of the law are more likely to succeed.
Few people who make big money are purely honest. They excel at finding profit in the gray areas between law and ethics.

3. 80% of people around you don't genuinely wish you well.
Human nature is selfish; emotions are fragile in the face of interests. When you're down, it's often those closest to you who hurt you most.

4. The fastest way to make money is "copying," not innovating.
Unenlightened people always want to learn new things; enlightened people directly copy successful models. Leveraging others' efforts, momentum, experience, and resources—copying is more effective than creating in the early stages.

5. The true essence of cooperation: let your partner earn more.
Just like the Wenzhou business philosophy: keep 40% for yourself, let your partner earn 60%. The road widens as you go, and the money follows.

6. Sell different "feelings" to different people.
Be polite to strangers, warm to acquaintances; sell efficiency to those in a hurry, patience to the hesitant; sell prestige to the rich, bargains to the average.

7. Advanced strategy: actively let others take advantage of you.
It may seem like a loss, but it builds trust and long-term relationships—this is the foundation of sustainable earnings.

8. Wealth does not equate to hard work.
When you realize a house worth 500,000 ten years ago is now 5 million, you'll understand: choices, timing, and assets can matter more than sweat.

9. Different types of money require different "characters."
Manual labor money requires honesty, intellectual money requires cleverness, making money with money requires boldness, making money with resources requires tact, making money with people requires generosity.

10. Your wealth ≈ the average of the 5 people around you.

Your circle determines your fate. Mixing with the rich makes it easier to become rich; mixing with the poor leads to complaints and short-sightedness.

11. Trust human nature, not character.
Character changes, human nature doesn’t. Truly smart people see through to the essence of human nature.

12. Independence ≠ fighting alone.
True strength is knowing how to leverage and coexist. Trying to do everything yourself is exhausting.

13. The fewer partners, the better.
Each additional partner doubles complexity. Pay special attention to who really calls the shots in their family.

14. Harmony brings wealth—this is ironclad.
Unless core interests are at stake, don’t argue, don’t fight, don’t offend. Speak only to make people happy, provide value, or prove value.

15. Keep relationship-based deals to yourself forever.
Telling others hurts them and cuts off your own future paths.

16. Serve human nature, don’t fight it.
Greed, laziness, and admiration for the strong are human weaknesses—and entry points for business.

17. Expert thinking: begin with the end in mind.
Ordinary people look at what they have, then set goals; experts set goals first (e.g., monthly income of 3 million), then work backward to determine what people and resources are needed.

18. Ordinary people can judge the economy by gold prices.
If gold prices fall, the economy is improving—take aggressive steps; if gold prices rise, the economy is under pressure—be cautious and conservative.

19. The core can be summed up in eight words (Chinese proverb, roughly):
Wealth comes from strategy, not hard labor; profit comes from situations, not toil.

20. Economic strength determines your voice.
The earlier you start accumulating wealth, the more control you have over your life.

One final truth:
Breaking free from the wage-earner mentality doesn’t mean you should quit your job immediately, but you must first change the mindset of “earning a salary.” When you start to see the world through the eyes of a boss and calculate gains and losses like a businessperson, your path will truly broaden.