LIST | VISA Unveils 22 Startups for its 4th Africa Fintech Accelerator – 2 Are Stablecoin Infrastructure Startups

VISA has announced an exciting cohort of 22 innovative startups chosen for its 4th Africa Fintech Accelerator—a signal of rising momentum in the continent’s fintech ecosystem.

Launched in 2023, this 12-week virtual accelerator is part of VISA’s broader commitment to invest $1 billion in Africa by 2027, aimed at boosting financial inclusion and digital transformation across the continent.

To date, the program has supported 64 startups across multiple cohorts, generating over $3 million in additional revenue during the program and helping alumni raise more than $55 million in follow-on funding.

Introducing the 22 Selected Startups (Cohort 4)

Here’s the full list of startups selected for the fourth cohort, representing 12 countries and covering a broad spectrum of tech-driven solutions from stablecoins to climate insurance:

Zimbabwe

• BigDot.ai – Helping SMEs adopt cashless workflows through blockchain-enabled digital checkouts and financial tools
• ChatCash – AI-powered, multilingual payments and sales via messaging apps for seamless customer engagement

Uganda

• Credify Africa – Bridging trade finance gaps for importers with access to capital, logistics, and cross-border payments

Egypt

• Flend – A tech-driven non-bank finance platform offering real-time SME lending solutions
• MNZL – Asset-backed lending using home or auto equity to expand access to credit

Morocco

• Hsabati – Collecting operational data to help MSMEs secure financing by building creditworthiness
• Woliz – Transforms nano-stores into digital hubs using loyalty tools, digital payments, and AI operations

Mauritius

• IPT Africa – Offers real-time FX visibility, same-day bulk payments, and payroll processing for businesses

Kenya

• Lemonade Payments – Deploys privacy-first, white-label blockchain wallets for merchants
• Muda – Enables stablecoin liquidity and cross-border asset exchange
• Sevi – Streamlines B2B payments and financing for small retailers in offline value chains
• ShopOkoa – AI-driven credit, payment, savings, and cashflow analytics platform for micro-businesses
• Twiva – A social commerce platform integrating influencer-driven sales

Democratic Republic of the Congo (DRC)

• MaishaPay – A unified B2B platform offering payroll, digital payments, and POS services

Ghana

• Motito – An asset-financing marketplace offering alternative payment plans for essential goods

Botswana

• mystocks.africa – A platform enabling unified trading across African stock exchanges

Ivory Coast

• OKO Finance Ltd – Provides climate insurance via automated weather-indexed payouts for agribusiness

Nigeria

• PressPayNg – A fintech for education providing banking, financing, savings, and insurance tailored to students
• Shiga Digital Inc – Decentralized finance tools designed for African users
• Startbutton – A merchant-of-record platform enabling compliant multi-currency payments across borders
• Vittas – Financial and payment toolset tailored for healthcare providers

South Africa

• Zazu – A neobank offering business accounts, expense tracking, invoicing, and bookkeeping

This cohort highlights the innovation density across Africa – spanning blockchain, AI, asset-backed lending, neo-banking, climate resilience, and more.

VISA continues to extend critical support – through training, access to its global network, sandbox tools, and investor exposure – empowering these startups to scale across Africa and beyond.

Sign up for BitKE Alerts for the latest fintech updates across Africa.

Join our WhatsApp channel here.