Something big just shifted in traditional finance. America's second-largest bank—sitting on roughly $2.67 trillion in assets—rolled out fresh portfolio guidelines that caught attention: they're now telling clients crypto deserves up to 4% allocation.

What makes this notable? It's the first time they've actually put a number on it. Before this, their advisors operated in a gray zone with no clear percentage benchmarks for digital assets.

This isn't just policy paperwork. When institutions of this scale start drawing lines in the sand with specific allocations, it signals a mindset evolution—from "maybe consider it" to "here's exactly how much space it should take." The 4% figure itself might seem modest, but in portfolios measured in millions or billions, we're talking serious capital potentially flowing into the crypto markets.

Traditional finance continues inching closer. The question isn't whether they're coming anymore—it's how fast, and what happens when those floodgates open wider.