#数字货币市场回调 Is Bank of America going to let wealth advisors recommend Crypto Assets to clients?

That's right. Starting in January next year, their clients can allocate up to 4% of their assets into Crypto Assets. It may not seem like a large proportion, but this matter itself is quite interesting.

Why is it important? First, compliant funds have a formal channel, which is not just retail investors buying and selling, but rather a breakthrough in the traditional financial system. Secondly, with Wall Street obtaining more leverage, the pricing power of Bitcoin will continue to shift towards institutions. Lastly, Crypto Assets have finally earned their place in the asset allocation table.

What can ordinary people do?

To be honest, don't get overly excited by news that follows institutional entry. They are playing a long-term configuration, and if you are still doing short-term hedging, the rhythm is completely different. A more practical approach: treat mainstream assets like $BTC and $ETH as targets for regular investments; don't chase highs and don't panic sell.

The arrival of institutions does not mean that a bull market will immediately explode, but the rules of the game are indeed changing. Adapting to it is more useful than predicting it.