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This article offers a comprehensive overview of purchasing BTC in India, including how to choose a trading platform, register an account, deposit funds into your account, and implement security measures. Using Gate as a practical example, this guide is designed to help beginners get started efficiently.

Using bank lending as a starting point for analyzing DeFi lending ignores the unique characteristics of each form of lending. It also suggests that banks have an impenetrable moat around credit intermediation without acknowledging the broader backdrop of technical and social change at the edges of the global financial architecture.

This article discusses the application and potential of cryptocurrency payments, particularly stablecoins, in the global payment system. It compares their advantages and disadvantages with traditional payments and mentions that the use of stablecoins is rapidly increasing, with their transaction volumes significantly surpassing those of traditional payment platforms like PayPal.

This article explores payment scenarios in Tokyo, Vietnam, and Nigeria to reveal the stark contrast in global financial experiences. It demonstrates how Web3 and stablecoins are transforming cross-border payment infrastructure, moving beyond conventional narratives. The analysis focuses on the challenges faced by emerging markets, such as limited access to bank accounts, high cross-border transaction fees, and underdeveloped payment networks. Stablecoin wallets can directly integrate with local instant payment systems. This allows users to send and receive funds instantly at low cost, all without relying on traditional banks. By examining QR payments in Vietnam and off-chain bank transfers in Nigeria, the article delves into the future direction of PayFi and considers the potential for wallets to function as "invisible banks."

The author analyzes the potential of stablecoins as an infrastructure layer, drawing lessons from the era of Banking as a Service (BaaS), and predicts its profound impact on the industry in the next decade.