AI Agent System Wayfinder: Making Decentralized Finance Easier for Everyone

DeFi claims to be open to everyone, but the complex operational processes make it difficult for ordinary users to enter. From preparing gas fees to understanding complex protocols, many people give up promising investment opportunities due to the cumbersome steps.

Wayfinder is a dedicated on-chain AI agent system designed to address the accessibility issues of Decentralized Finance. Users can execute professional-level investment strategies, ranging from cross-chain trading to basis trading, simply by having a simple conversation with the agent. No complex expertise is required, allowing ordinary users to easily participate in DeFi.

Wayfinder will expand to API services in the future, expected to serve as infrastructure that simplifies on-chain complexities and is widely used in various Web3 projects. This will greatly improve the user experience in the cryptocurrency industry, making "financial services accessible to everyone" a reality.

The High Barrier to Entry in Decentralized Finance

Although DeFi aims to create an open financial ecosystem, the practical operation requires complex technical knowledge and financial skills, which presents a significant gap from the popular ideal.

Techniques such as chain abstraction and account abstraction have improved user experience, but the protocols supporting these technologies are still limited. More critically, users still need to understand DeFi-specific concepts like AMM and liquidity pools, which sets a higher barrier to entry for DeFi compared to traditional finance.

Research by the Bank for International Settlements shows that in the leading DeFi protocol Uniswap V3, only 7% of liquidity providers control about 80% of the total locked value. The return rate for these professional users is 20% higher than that of ordinary users. This gap exists even in Uniswap, which has a relatively good user experience.

The complex operational processes deter new users, making them unwilling to try even when faced with enticing investment opportunities. As a result, DeFi is becoming the exclusive domain of professional users, contrary to the initial vision of achieving financial innovation through decentralized technology.

How AI Lowers the Barriers to Decentralized Finance

Recent breakthroughs in AI technology have brought new possibilities for lowering the entry barrier to Decentralized Finance. Agent-based AI is now capable of executing complex tasks, which could be key to the large-scale adoption of DeFi.

For example, the user simply requests: "Bridge my ETH from Base to Solana and buy Memecoin BONK." The AI agent can analyze dozens of bridging options in real-time and provide clear choices:

• Wormhole: Fee $2.50, Completion Time 3 minutes, High Security
• LayerZero: Fee $1.80, Completion time 5 minutes, There is a risk of Gas fee fluctuations.

Users do not need to understand the technical differences between bridges; they just need to make decisions based on the key information provided by the agent. The agent will automatically handle all subsequent steps, just like having a personal asset manager available around the clock.

However, achieving this vision still faces challenges. Currently, most AI technologies lack direct blockchain integration and cannot check wallet balances in real-time. Even if blockchain nodes are integrated, understanding thousands of different smart contracts is still a significant challenge. How to interact with these contracts securely, as well as verify and ensure the security of protocols, are additional challenges.

AI technology requires a dedicated on-chain agent system to create real value in Decentralized Finance. This is precisely where Wayfinder comes in.

Wayfinder: On-chain Dedicated AI Agent System

Wayfinder provides an AI agent system designed specifically for on-chain environments. Unlike general agents, Wayfinder agents are directly integrated with blockchain infrastructure and can automatically execute on-chain tasks. Its AI model is fine-tuned specifically for blockchain environments, navigating and utilizing Decentralized Finance protocols more efficiently than general models.

Wayfinder consists of two core elements:

1. Wayfinder Shell: The interface for users to interact with various dedicated intelligent agents.
2. Wayfinder Graph: A navigation system that helps agents find the optimal path in complex multi-chain environments.

Wayfinder Shell: Your exclusive Decentralized Finance private banker

Wayfinder Shell (, referred to as Shells ), is an interface for users to interact with dedicated intelligent agents to formulate and execute various on-chain strategies. Shells provide dedicated intelligent agents for specific roles, which can collaborate organically based on user requests to efficiently handle complex tasks.

Shells supports major mainnets such as Ethereum, Solana, Base, and Avalanche, making multi-chain asset management seamless. Its biggest feature is that the agent executes on-chain transactions directly through a built-in dedicated Web3 wallet.

For example, the user requests to diversify an investment of 100 USDC into tokens that have shown an upward trend on Solana over the past week. The agent will use real-time market data to filter tokens, build a portfolio, and execute the investment directly. Users can easily execute their desired investment strategy through a single interface without needing complex technical understanding.

The Wayfinder's intelligent agent system consists of four types:

• Trading Agent: Handles basic on-chain asset transfers and management
• Perpetual Contract Agent: Integrated with Hyperliquid Exchange, supporting spot or perpetual contract trading.
• Contract Agent: Handles all tasks related to contracts
• Autonomous Agents: Coordinate multiple agents based on user-defined objectives.

In the future, various specialized agents will continue to be added, such as yield discovery agents specifically designed for yield optimization.

Wayfinder adopts a multi-agent system where agents verify and collaborate with each other, making decisions more stable and precise. For operations requiring multiple transactions, agents simulate on a virtual network before execution to predict outcomes and prevent errors. Important transactions require user approval to ensure complete user control over assets.

Wayfinder Graph: Google's map of Decentralized Finance

Wayfinder Graph is a navigation system that systematically organizes complex blockchain ecosystems. Similar to Google Maps, Wayfinder Graph builds the relationships between DeFi protocols, smart contracts, and assets across various blockchain networks, helping agents execute tasks through the most efficient path.

The core of the map system is the "pathfinding route". Each pathfinding route progressively defines a specific task, such as "exchanging ETH for USDC on Uniswap" or "bridging USDC from Ethereum to Arbitrum". Each path records detailed information such as the required smart contract addresses, function call methods, expected fees, and precautions. Agents can use these verified routes to complete tasks quickly and securely.

In the future, the routing paths will be created and managed by the community. When new DeFi protocols emerge, community participants can write and submit paths that interact with these protocols. Submitters need to stake PROMPT tokens as collateral, and after being reviewed by path validators, the approved paths will be added to the official repository for all Shell users.

When another Shell uses a certain path, the path creator will receive a portion of the fees. Conversely, incorrect paths will result in losses, and the creators and validators of the staked tokens will be penalized to compensate the victims. This structure operates as a continuous quality management system, providing path creators with ongoing incentives to manage accuracy and security.

A New Decentralized Finance Experience Realized by Wayfinder

With Wayfinder, complex on-chain strategies are no longer the exclusive domain of experts. Automated agents handle strategy formulation and execution, allowing beginners to easily manage expert-level strategies, while experts can free themselves from repetitive tasks and focus on more complex designs.

The following case studies demonstrate how Wayfinder customizes new Decentralized Finance experiences for different user levels:

1. Complex cross-chain transactions become simple

One of the most troublesome aspects of on-chain transactions is the need to prepare different Gas fee tokens in advance for each chain. The trading agent of Shells solves this complexity through the BRAP( best rate aggregation protocol ) engine. The BRAP engine explores multiple liquidity paths, finds the optimal route, and handles token exchanges and bridging, providing users with a one-stop experience.

In addition, Wayfinder supports unified handling of Gas fees across multiple chains using only the PROMPT token based on the Base chain, allowing users to no longer need to prepare native tokens separately for each chain, enabling efficient cross-chain transactions.

2. The repetitive investment process achieves one-stop operation.

Wayfinder can execute complex investment strategies that go beyond simple token swaps or bridging. For example, a leveraged DCA( dollar-cost averaging) strategy. Investors only need to set the conditions once to continuously execute complex investment strategies without the need for repetitive manual work.

Autonomous agents will analyze the real-time interest rates and TVL of multiple lending protocols and select the optimal protocol. Then, the trading agent will sequentially execute a leveraged investment strategy: depositing the held BTC as collateral, borrowing USDC equivalent to a certain percentage of the collateral value, using the borrowed USDC to purchase additional BTC, and then depositing the purchased BTC as collateral, repeating this process.

The intelligent agent executes strategies within the risk parameters set by the user, continuously monitoring conditions, such as a maximum leverage of 3x and a loss limit of -10%. When the market declines, it tracks the collateral ratio and automatically reduces part of the position to prevent risk as liquidation risk increases.

Professional-level trading for beginners

Basis trading is an arbitrage strategy that takes advantage of price differences between the spot and futures markets, often requiring an understanding of complex mechanisms and 24-hour monitoring. Wayfinder's perpetual contract agent is integrated with Hyperliquid's on-chain order book engine "HyperCore", providing an environment for ordinary users to easily leverage these strategies.

For example, the user simply requests: "Execute basis trading based on the funding rate of HYPE tokens." The agent will automatically purchase HYPE tokens on the spot market, while simultaneously opening an equivalent short position in futures, creating a structure that simultaneously holds a long position of ( spot ) and a short position of ( futures ). Regardless of the market direction, users can generate profits from the funding fee.

Autonomous agents will continuously monitor the funding rate and automatically close positions when profitability declines or the rate turns negative. Users can generate stable profits through Wayfinder without needing to understand the basic trading mechanisms or knowledge of the Hyperliquid exchange.

The Future of Accessible Decentralized Finance

Wayfinder is expected to bridge the gap between the opportunities in the cryptocurrency market and the difficulty of user operations. Users can easily devise and execute a variety of strategies, from simple token purchases to yield farming and automatic rebalancing, by interacting with the agent through conversation. This could be a significant turning point for the industry, with the potential to expand the user base and drive market activity.

In the long run, Wayfinder has the potential to develop into an operating system role within the on-chain environment. Wayfinder plans to provide functionalities in the form of APIs, creating a structure that allows various services ( such as Web3 wallets, DApps, and exchanges ) to easily invoke and use complex on-chain tasks without having to implement them directly.

This enables each service to offer new features that go beyond existing limitations. For example, MetaMask can directly offer complex strategy execution; exchanges like Binance or Coinbase can provide complex Decentralized Finance products with a more intuitive interface, gaining a significant advantage in the competition with the DeFi ecosystem.