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U.S. Senator introduces new bill requiring Crypto Assets to be included as collateral for loans.
On July 29, Cynthia Lummis, the proposer of the "Bitcoin Strategic Reserve Act" and Chair of the Senate Banking Committee on Digital Assets, introduced the "21st Century Mortgage Act" today, requiring Fannie Mae and Freddie Mac to consider digital assets recorded on the Distributed Ledger when assessing eligibility for single-family residential mortgages, and they cannot be forced to convert these digital assets into dollars. The goal of the bill is to increase the opportunities for the younger generation to obtain housing loans by recognizing digital assets as wealth assessment indicators. Previously, on June 26, FHFA Director Pulte posted on social media: "After research and following President Trump’s vision of making the U.S. a capital of Crypto Assets, today I ordered Fannie Mae and Freddie Mac to prepare their business to recognize Crypto Assets as qualifying assets for mortgage applications."