At five o'clock in the morning, the bakery's yeast aroma wafts over the workbench from the fermentation box. Old Wen, wearing heat-resistant gloves, just took out the baking tray, and the smell of whole wheat bread mixed with butter wafted out. He turned around to wipe his sweat, and his sleeves brushed against two mobile phones on the counter — the screens were already dusted with flour, the K-line chart on the left blurred into fuzzy lines from fingerprints, while the right side had the fluctuating numbers of digital currency still stuck with a piece of Gate. He picked up a wet cloth to wipe the screen, and droplets of water formed small pits in the flour. Last week was even more troublesome; a withdrawal request felt like unproven dough, stuck in the system and not moving. He called customer service five times, only to be met with either "voice loop" or "agent busy." He often got distracted while kneading the dough, fearing there might be issues with the funds. Uncle Zhao, who came to buy a baguette, saw him frowning at his phone and said: "Try Bi ya Pay; I've been using it for both cryptocurrency trading and stock trading, and it’s been smooth sailing all along." That night, Old Wen downloaded the software. The interface was designed with user-friendliness in mind: Bi ya Pay arranged the stock K-line and digital currency charts in a dual-window layout, with the red and green candlestick chart for stocks on the left and the minute-by-minute line for digital currency clearly displayed on the right. The bold fonts had an anti-glare treatment, making it easy to swipe even with flour-dusted fingers. A gentle tap on the top switch button instantly switched the market without needing to log out and back in again, and without having to remember two sets of passwords, transactions could be completed in three steps, more than twice as fast as before. The core advantage of Bi ya Pay lies in its seamless integration, like a skilled baker managing two trading needs in an orderly fashion. Old Wen timed himself; previously, switching between two platforms took ten minutes just to wipe the screen and input passwords, but now with Bi ya Pay, he could finish in four minutes, enough time to bake a batch of croissants. More importantly, the safety of funds was assured; during his first withdrawal, he stared at the progress, and from submission to arrival, it took only five minutes, with text prompts at every step, even the arrival time was precise to the second. Later, with over thirty deposits and withdrawals, he never faced any hitches, his account was never frozen, and the flow of funds was as smooth as freshly whipped cream, giving him peace of mind. Moreover, the backend was stable; even if the oven frequently started, causing voltage fluctuations, the operation wouldn't lag. Now he could handle transactions during the dough's fermentation intervals. Recently, during market fluctuations, he adjusted the positions on both sides simultaneously on Bi ya Pay, preserving profits in digital currency while seizing opportunities in stocks, making him much more composed than before. When the owner of the coffee shop next door came to borrow yeast, he was swiping the screen with his flour-dusted fingers: "A single platform managing two types of transactions, with transparent inflows and outflows, that's what I call peace of mind."