Tempo выпустила стандарт TIP-20, создавая индивидуальные решения для стейблкоинов и платежных токенов

【BlockBeat】Tempo team officially launched the native token standard TIP-20 on January 7th. The goal of this standard is clear — to provide underlying support for stablecoin and payment token applications.

From a technical perspective, TIP-20 made considerable innovations based on complete ERC-20 compatibility. It added transfer memo functionality, compliance control mechanisms, and reward distribution capabilities. These improvements may seem like details, but they are highly significant for real-world payment, settlement, and fund management scenarios.

Interestingly, TIP-20 not only supports issuers in releasing customized stablecoins for specific payment scenarios, but can also handle high-throughput transactions while ensuring predictable fees — this is a must-have requirement for payment applications. Moreover, within Tempo’s own decentralized exchange, these stablecoins can be traded directly with each other.

What deserves more attention is the design in terms of permissions and governance. The standard has built-in role-based access control and policy registry mechanisms, which make compliant operations and process management possible, and further lower the barriers to entry for traditional financial institutions.

There’s also considerable activity on the ecosystem side. Infrastructure service providers like AllUnity, Bridge, and LayerZero have already begun supporting the TIP-20 standard. Tempo officially stated that this standard is suitable not only for stablecoin issuance, but can also be extended to other fungible asset scenarios, which can reduce redundant development costs and broaden the standard’s applicability.