Industry deposit rate self-regulation "patch" may lead to re-pricing of over 10 trillion yuan in funds

2026-03-28 11:03:22

Why is the focus on the proportion of high-yield deposits in the upgrade of self-discipline management?

According to several industry insiders, recent meetings related to the market interest rate pricing self-discipline mechanism have required some member banks to strengthen the management of interbank demand deposit rates. According to the latest requirements, the scale of interbank demand deposits that exceed 1.4% of the 7-day reverse repurchase (OMO) policy rate should not exceed 10% to 20% at the end of the quarter. Industry insiders estimate that as self-discipline management is further strengthened, approximately 10 trillion yuan of bank interbank deposit rates will be affected or face repricing. (Shanghai Securities Journal)

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