Luzhou Bank Releases Annual Performance Results with Net Profit Attributable to Parent 1.541 Billion Yuan, Up 20.83% Year-over-Year

Luzhou Bank (01983) announced its annual results for the year ending December 31, 2025. The bank achieved a net interest income of 4.074 billion yuan, an increase of 15.77% year-on-year; operating income of 4.861 billion yuan, a decrease of 6.69% year-on-year; net profit attributable to shareholders of the bank of 1.541 billion yuan, an increase of 20.83% year-on-year; and basic earnings per share of 0.53 yuan.

The announcement states that the increase in net interest income was mainly due to the growth in interest-earning assets and a decrease in the average cost of interest-bearing liabilities.

In 2025, the group’s average balance of interest-earning assets was 163.438 billion yuan, up 21.906 billion yuan or 15.48% from the previous year, mainly driven by growth in loan volume. The net interest margin was 2.49%, unchanged from the previous year, primarily because the growth rate of net interest income was consistent with the growth rate of the average balance of interest-earning assets. The net interest spread was 2.71%, also unchanged from the previous year, mainly because the decline in the average cost of interest-bearing liabilities was in line with the decline in the average yield of interest-earning assets.

(Edited by: He Chong)

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