AI Agents Are Snatching Visa's Mid-Market Share


【Plain Language Guide】This article provides an in-depth analysis of the structural impact of AI agents on payment sectors like Visa. When AI with an extremely rational system replaces humans as the primary consumer decision-maker, the traditional 2-3% card processing fees and benefits supported by "human irrationality" will completely collapse.
This section reveals the paradigm shift in payment infrastructure logic from "emotional premium" to "algorithmic efficiency" by analyzing the rise of machine-to-machine (M2M) business and the implementation of streaming micropayment protocols. It also interprets the defensive battle where major players are investing heavily in stablecoin and crypto track layouts.
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