Focusing on the "14th Five-Year Plan": AI + Finance is becoming a key infrastructure to boost consumption. Qifu Technology was invited to attend the China Development Forum.

On March 22, the China Development Forum 2026 Annual Conference opened at Diaoyutai State Guesthouse in Beijing. As the first major national-level international forum of the year, with the theme “China’s 14th Five-Year Plan: High-Quality Development and Co-Creating New Opportunities,” it gathered global political, business, and academic leaders. QiFu Technology was invited to participate.

The “14th Five-Year Plan” outline proposes to strengthen inclusive policies directly reaching consumers, expand financial supply in the consumption sector, and create a series of broad-reaching, highly visible new consumption scenarios. Following the 2025 proposal of “AI driving industrial upgrading and international opportunities,” this year’s forum continued to focus on the industrial application of artificial intelligence. QiFu Technology believes that AI-driven financial services are helping to expand the coverage of inclusive finance and are becoming an essential infrastructure connecting supply and demand, promoting quality improvement and capacity expansion in the consumer market.

For example, one of AI’s values is making more originally difficult-to-quantify information recognizable, thereby helping financial institutions serve the real economy more precisely, especially micro and small businesses. These small operators are connected to both supply and demand, serving as a vital link. Empowering micro and small business entities with AI not only boosts supply-side vitality but also injects sustained momentum into the consumer market.

It can be said that AI is accelerating the shift in the financial industry from scale-driven to quality-driven growth. The core value of fintech platforms is evolving from merely improving efficiency to enhancing risk identification and resource allocation capabilities within a compliant framework. QiFu Technology has already implemented AI in risk identification, intelligent customer service, and operational decision-making, continuously exploring AI’s potential in complex financial scenarios.

In QiFu Technology’s view, China has unique advantages in applying AI in finance—massive, diverse real-world scenarios, high-value data accumulation, and a large-scale, layered market structure. These factors enable AI technology to iteratively optimize in high-frequency, complex business environments, driving the transition of “AI + industry” from concept to systematic capability building.

Regarding international opportunities, QiFu Technology states that Chinese companies lead globally in AI application levels, enabling continuous evolution of AI capabilities based on real scenarios. This provides Chinese firms with new advantages in participating in global competition. According to the “2025 Business Technology Application Survey” released by the Australian Chartered Accountants, 92% of Chinese companies have adopted AI tools like DeepSeek, far exceeding the Asia-Pacific average. As the global economic landscape shifts, more Chinese companies are participating in international competition based on technological capabilities rather than solely cost advantages. AI makes products and services more adaptable and helps enterprises better understand and respond to different market needs, enhancing their global service capabilities.

In 2026, QiFu Technology will leverage its AI advantages to accelerate overseas market expansion, with footprints in Europe, Latin America, Southeast Asia, and other regions. The company will build on its mature domestic AI credit technology experience to broaden its business scope and embrace global development opportunities.

During the China Development Forum 2026 Annual Conference, QiFu Technology CEO Wu Haisheng was invited to attend the opening ceremony, as well as the Shanghai Municipal Government luncheon and Beijing Municipal Government dinner, participating in discussions on how to leverage corporate strengths to support high-quality regional development.

(Edited by: Wang Lei)

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