Tempo phát hành tiêu chuẩn TIP-20, tạo ra các giải pháp tùy chỉnh cho stablecoin và token thanh toán

【Block Rhythm】Tempo team officially launched the native token standard TIP-20 on January 7th, with a clear objective——to provide underlying support for stablecoin and payment token applications.

From a technical perspective, TIP-20 has made numerous innovations based on complete ERC-20 compatibility. It adds transfer memo functionality, compliance control mechanisms, and reward distribution capabilities. While these improvements may seem like details, they hold significant importance for real-world payment, settlement, and fund management scenarios.

Interestingly, TIP-20 not only supports issuers in releasing customized stablecoins for specific payment scenarios, but also handles high-throughput transactions while ensuring predictable fees——this is a critical need for payment applications. Moreover, within Tempo’s own decentralized exchange, these stablecoins can be traded directly with each other.

What deserves more attention is the design of permissions and governance layers. The standard has built-in role-based access control and policy registry mechanisms, which enable compliance operations and process control, further lowering the threshold for traditional financial institutions to enter the market.

There are also notable developments on the ecosystem front. Infrastructure service providers like AllUnity, Bridge, and LayerZero have already begun supporting the TIP-20 standard. Tempo’s official statement indicates that this standard is applicable not only to stablecoin issuance, but can also be extended to other fungible asset scenarios, thereby reducing repetitive development costs and expanding the standard’s applicability.