Trying to copy the US stock market strategy is really not that easy.

In the global financial markets, high-quality assets are concentrated overseas—tech giants like Apple, Nvidia, Microsoft, and Google, whose annual growth momentum and market liquidity are far ahead. Compared to domestic listed companies, there is indeed a lack of innovation-driven growth and valuation space of the same magnitude.

This creates a real contradiction: more and more ordinary investors are realizing the importance of asset diversification and hope to balance their investment portfolio risks by purchasing shares of high-quality overseas companies. But in practice, the barriers keep rising.

Bank channels are tightening quotas, third-party platforms are also adjusting rules due to policy guidance, and some previously more convenient methods have now been basically shut down. Ordinary people trying to legally and compliantly access the global financial markets are facing unprecedented obstacles.

What this reflects is that, under the current financial environment, cross-border asset allocation for individuals has become extraordinarily complex—requiring not only an understanding of investment logic but also finding feasible channels. For most people, the transparency and convenience of these channels are decreasing.