Japan's central bank chief just signaled something important at the start of the year: expect more rate hikes ahead. Speaking to private bankers, he didn't hold back—the message was clear about the central bank's commitment to continuing its tightening cycle. This matters beyond traditional finance. When major central banks shift monetary policy, it ripples through asset markets, including crypto. Tighter financial conditions typically affect risk appetite and liquidity flows across all investment categories. Market participants should keep an eye on how this plays out in coming months.