2025-12-30 06:23:13

Traditional financial institutions are quietly changing their attitude towards blockchain. As Wall Street capital begins to deeply participate in the infrastructure development of the crypto ecosystem, it reflects a shift in the entire industry from wild growth to regulated development.

Ripple's recent $500 million funding round is a good example. This round was led by Fortress Investment Group and Citadel Securities, giving Ripple a valuation of $40 billion. It seems like a large financing, but what’s truly worth noting is the identity of the investors—these are mainstream Wall Street institutions. Their participation itself signals that blockchain has been incorporated into the mainstream financial horizon.

Ripple's story is quite representative. The company had long been embroiled in regulatory controversy over the issuance and sale of the XRP token. The lawsuit filed by the U.S. SEC dragged on for years, casting a shadow over the entire ecosystem. However, a turning point came in 2024— the court ultimately ruled that XRP trading on major exchanges does not constitute securities trading, which instantly changed the situation.

The significance of this ruling is not just about exonerating XRP. It actually marks the gradual clarification of the regulatory framework. The previously vague areas surrounding cryptocurrencies are now beginning to have concrete definitions. This regulatory certainty is precisely what traditional institutions value most.

Ripple itself is also making adjustments, shifting from relying solely on token sales to gradually providing institutional-grade financial services. This change indicates that the value creation logic of the entire industry is evolving. It’s no longer about hype and token appreciation, but about gaining recognition through offering practical financial infrastructure.

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MEV_Whisperer

· 5h ago

Ha, Wall Street finally can't sit still anymore, they've sniffed out real gold and silver. Wait, is this really infrastructure this time, or just another new disguise for another round of cutting leeks? Ripple coming out of the litigation hell and directly reaching a $40 billion valuation—this script is a bit too perfect. But speaking of the XRP verdict... finally some institutions dare to take the plunge; who dared to touch it before? The certainty of the system is so important to traditional finance, while us common folks are gambling on the future every day. Don't turn into a decentralized Federal Reserve 2.0 again. Switching from token sales to infrastructure—this is what they call "maturity"? To me, it looks more like an upgrade in packaging. By the way, if this can really get traditional finance to adopt these tools, then all the inefficiencies in TradFi might finally be saved. But I just want to ask, is Citadel coming in to participate or to cut? If this wave can stabilize, crypto truly won't be just a gambler's playground anymore. With such a high valuation... who will take the final baton? Someone has to be the last to step in.

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ChainWallflower

· 5h ago

Wall Street is really starting to play for real, not just the usual pump-and-dump. What does the XRP reversal mean? It indicates that the rules are finally becoming clearer, and the era of chaos and fighting is coming to an end. Ripple shifting from selling coins to building infrastructure—I get the logic, and it’s definitely more solid. But on the other hand, is a $40 billion valuation a bit too inflated... With truly institutional players coming in, do retail investors still have a chance? This isn’t hype; it’s genuinely about building an ecosystem. It feels like the crypto industry has finally grown up a bit. Why does it feel more and more like traditional finance? Then why are we still here? The court ruling was a real turning point; at last, there’s some clarity.

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SocialFiQueen

· 5h ago

Wall Street entering the market is a signal, and this time it's truly different. To be honest, Ripple's recent funding was impressive, but the key factor is the turnaround in the XRP lawsuit case. Without this foundation, everything else would be meaningless. Wait, is the 40 billion valuation really reasonable? It still feels a bit inflated. From trading cryptocurrencies to building infrastructure, it does seem like the industry is maturing, although I still prefer projects with real applications.

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