2025-12-30 05:40:52

#数字资产市场动态 $BTC $ZEC $ASTER

How much longer can the Federal Reserve remain independent? Bank of America CEO makes a bold statement: the market will teach everyone a lesson

Caixin reported on December 29 that the recent remarks by Bank of America CEO Moynihan have sparked deep reflection in the market. He clearly stated: if the Federal Reserve loses its independence, the market will punish everyone with concrete actions.

The background is as follows — Powell's term is about to end, and Trump is actively interviewing potential successors. Walsh and Hassett are key candidates, both leaning towards loose monetary policy, which has directly unsettled Wall Street.

Moynihan's warning is straightforward: the Federal Reserve should not become a political tool. Focusing solely on central bank decisions while ignoring the vitality of the private economy has long caused the US economy to veer off course. He even hopes that mortgage rates do not return to the 3% level — low interest rates only delay recession, and hidden risks may be greater.

Trump insists on "low interest rates + obedient chairman," but divisions within Wall Street are becoming more apparent. The crisis of the Federal Reserve's independence is approaching a critical point. How this game will end, the market is waiting.

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BankruptWorker

· 6h ago

The central bank has become a political puppet, and this is the last straw that breaks the camel's back. --- Low interest rates delay recession? Laughable, it's just setting a fuse for a bomb. --- Moynihan's words sound nice, but Wall Street has already started to run away, hasn't it? --- The day the Federal Reserve's independence collapses, let's see who will save the stock market. --- Wait, so Trump wants a compliant chairman to cut interest rates? Isn't this just blatant insider trading? --- Are mortgage rates really coming to 3%? Time to leverage more to buy a house. --- The market will teach everyone a lesson, but first it will teach us retail investors, haha. --- Who will replace Powell if he steps down? Anyway, it's another political tug-of-war. Let's just wait to be cut like chives.

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LongTermDreamer

· 6h ago

Oh, speaking of which, over the past three years I've seen too many stories of central banks being "obedient." And what’s the result? The market is the market; it always has to settle accounts in the end. Can low interest rates delay a recession? I think it's just digging a hole for the future, waiting for a big explosion in three years. The more I think about it, the more I realize that independence is easy to talk about but hard to actually achieve.

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RektButSmiling

· 6h ago

The words sound nice, but will Trump really listen... It feels like a power game, and retail investors are the ones who end up losing in the end. The day the Federal Reserve becomes a political tool is when a major downturn begins. Moynihan's words are actually a warning not to play with fire, but greedy people won't listen. 3% interest rate? Dream on, everyone wants cheap money now. This situation is actually a positive for BTC... as the dollar depreciates, people will buy the dip in crypto. Wall Street arguing, we just hold our coins and wait. Independence? Ha, the financial system has never truly been independent. Can the market really punish everyone? Then why do people still dare to play this game? Low interest rates are like boiling frogs in warm water; I definitely don't want to be cooked. This time, with Powell replacing the chair, it feels like the entire financial market is about to change.

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MevShadowranger

· 6h ago

The days when the Federal Reserve becomes a political ATM are not far off, and then the crypto world will be the real safe haven. --- Low interest rates delay recession? Wake up, this is just prolonging inflation. --- Moynihan speaks harshly, but we all know that when the market teaches lessons, retail investors are the first to get hurt. --- If this wave truly loses independence, will BTC go straight to the moon? Seriously asking. --- Wall Street infighting, and the ones hurt are small retail investors like us. Stay steady and don't move recklessly. --- Back when mortgage rates were 3%, it was really great. Now we can only dream of mining. --- Is the central bank becoming a political tool? Then what credibility does the FED have? Might as well go all-in on the blockchain. --- By the way, are Walsh and Hassett really more lenient than Powell? This logic feels a bit counterintuitive.

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WenMoon

· 6h ago

Haha, Moynihan's words are well said, but can Trump really listen? --- Low interest rates dig a pit, high inflation digs a hole, and in the end, retail investors still pay the price. --- Arguing about independence again... Basically, it's about who decides the speed of money printing. --- The big disagreements on Wall Street indicate that the cards have already been revealed; the next phase will be even more exciting. --- It's not new that the Federal Reserve has become a political tool; this time, it just got exposed. --- Market lessons? Come on, in the end, retail investors are still the ones who take the blame. --- However, Moynihan's remarks do hit the core; the essence of the interest rate issue is still a power struggle. --- Let's see how BTC moves; policy direction is always the top priority. --- The casino is changing the dealer; seasoned players should start learning how to hedge risks.

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LiquidityWhisperer

· 6h ago

The Fed has long been seen as a political pawn, do we still need Moynihan to remind us? The market will teach everyone a lesson, but before that, some people have already suffered heavy losses.

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