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2026 is becoming a watershed year for payment infrastructure. Systems that can simultaneously master trust, scalability, and verifiability no longer need to compromise on speed. What does this mean? It means the next-generation payment networks must break through in three dimensions: ensure transaction immutability (trust), support large-scale concurrent processing (scalability), and allow each transaction to be independently verified (transparency), while maintaining lightning-fast settlement speeds. This is a hard metric that will eliminate solutions that can only balance two of these aspects.