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Regarding the payment card configuration plan: If you already have a Hong Kong card, linking it directly is the most convenient. If not, you can consider registering a Swiss card. The advantage of this type of card is that it is more friendly to crypto assets, with smooth deposits and withdrawals, saving a lot of hassle in intermediate steps. For those who frequently move in and out of the crypto ecosystem, this kind of payment tool that supports crypto deposits and withdrawals can indeed save a lot of trouble.