Why XRP's Price Potential May Be Underestimated: A Look Beyond Simple Market Cap Math

Source: CryptoNewsNet Original Title: Crypto Educator Says People Claiming XRP Can’t Go Past $10 Haven’t Done Their Research Original Link:

XRP Double-Digit Price Potential Debate

Crypto educator Jesse, founder of Apex Crypto Academy, has reignited discussions around XRP’s ability to move beyond $10. He argues that dismissing this price target ignores how global financial infrastructure actually works. At the time of writing, XRP is trading at $1.85, still far below the levels Jesse believes are possible if adoption unfolds.

Transaction Volume: A Different Scale

Jesse’s argument centers on transaction volume rather than market hype. He points out that despite its multi-trillion-dollar valuation, Bitcoin processes relatively modest real-world payment volume compared to traditional finance.

In contrast, major central banks operate at an entirely different scale. According to Jesse, even a single institution like the Bank of England moves more value in a single day than Bitcoin processes in an entire year. Comparing XRP’s price potential to Bitcoin without accounting for this difference misses the bigger picture.

Ripple’s Banking Focus

Unlike Bitcoin, which functions as digital gold, Ripple’s strategy has consistently focused on cross-border payments and institutional settlement. Jesse highlights Ripple’s existing and potential partnerships with banks and central banks as a key reason XRP’s valuation ceiling may be far higher than skeptics assume.

If XRP becomes a settlement asset within large-scale financial systems tied to central banks, the volume flowing through the network could dwarf that handled by most crypto assets today.

Global Central Bank Infrastructure

With well over 170 central banks operating worldwide, Jesse argues that focusing on just one institution already demonstrates the scale XRP could eventually serve. Claims that XRP cannot exceed $10 are overly narrow and based on simple market-cap math without factoring in liquidity needs, settlement velocity, or institutional demand.

These models fail to reflect how value actually moves in global finance.

Real-World Use vs. Price Appreciation

Jesse also disputes claims that XRP has no real-world use. He emphasizes that XRP is designed for practical utility, unlike Bitcoin’s current role. He explains that price doesn’t always rise immediately with usage—over time, real adoption can greatly change how an asset is valued.

With XRP at $1.85, reaching $10 would require over 5X price expansion, potentially giving XRP a market cap of $600 billion. Jesse believes investors who ignore this potential may be missing a significant opportunity.