Michael Saylor: By 2026, Bitcoin's main players will no longer be traders, but bankers.

In the latest interview with #CNBC , #Saylor made a very critical judgment:
‍#比特币 is entering a new phase of “bank-led” development.
This time,
it's not about ETF capital battles,
nor the tug-of-war of retail investor sentiment,
but — the banking system is beginning to truly step in.
He revealed a detail that many have overlooked:
👉 In the past six months, about half of major American banks have started offering Bitcoin collateralized lending services.
At the same time,
including traditional financial giants like Charles Schwab and Citibank,
have clearly planned to launch in the first half of 2026:
Bitcoin custody
Bitcoin-related lending
Supporting trading services
This is not “testing the waters,”
but an access at the level of financial infrastructure.
Saylor's core point can be summarized in one sentence:
When banks start providing custody, lending, and liquidity support for Bitcoin, the asset properties of Bitcoin change.
It is no longer just:
a highly volatile trading target
a cyclical speculative tool
but begins to evolve into:
👉 Collateral assets
👉 Balance sheet tools
👉 Cross-cycle store of value
This also means a harsh but true reality:
After 2026,
the marginal pricing power of the Bitcoin market
will gradually shift from
traders & retail investors
to
banks, institutions, and balance sheets.
In one sentence:
2026 is not about “who dares to go all-in,” but about “who can hold, use, and lend.”
Bitcoin's opponents,
are no longer altcoins,
but —
traditional finance itself.