10 Best Portfolio Analysis Tools

In today’s complex investment landscape, understanding your portfolio clearly is essential for making informed decisions. Portfolio analysis tools help track performance, assess risk, and optimize investments across diverse asset allocations.

Best Portfolio Analysis Tools & Portfolio Analyzers—Top Picks

The perfect portfolio tool for you depends entirely on your specific needs. Here’s a breakdown of the standout options:

• Best free portfolio analyzer and tracker
• Best for high-net-worth-individuals
• Best investment portfolio tracker app (including dividends)
• Best for investment portfolio management & analysis
• Best portfolio visualizer for asset allocation and sector weightings
• Best portfolio management software housed locally
• Best for comprehensive net worth tracking
• Best portfolio analyzer software for money management capabilities
• Best for low-cost portfolio analysis and management: SigFig
• Best for personal finance management: Mint

Best Portfolio Analyzers and Analysis Tools

1. Empower [Best Free Portfolio Analyzer and Tracker]

Available via web and mobile app (iOS, Android)

Empower (formerly Personal Capital) serves 3.3 million users through both free tools and wealth management services.

Their free Personal Dashboard lets you consolidate all financial accounts in one place. The Investment Checkup tool assesses portfolio risk, analyzes performance, and suggests target allocations. It identifies overweight and underweight sectors and compares your portfolio to both the S&P 500 and their “Smart Weighting” recommendation.

The Fee Analyzer helps you examine all the costs eating into your returns, while additional tools include Savings Planner, Retirement Planner, and Financial Calculators.

Their Wealth Management service pairs automated tools with human advisors. After inputting your risk tolerance and goals, they create a recommended portfolio diversified across six asset classes: U.S. stocks, international stocks, U.S. bonds, international bonds, alternatives, and cash. The service requires a $100,000 minimum investment, with tiered fee structures ranging from 0.89% down to 0.49% for accounts over $10 million.

2. Vyzer (Best for High-Net-Worth Individuals)

Available via Desktop and mobile apps

Vyzer distinguishes itself by combining public and private investment performance tracking in one platform. It’s the only service that comprehensively tracks real estate investments, private equity funds, private companies, traditional investment accounts, bank accounts, digital assets, precious metals, and collectibles.

The platform is designed for investors with diverse portfolios and multiple income sources. Users can forward or upload financial documents, which Vyzer translates into assets or liabilities. After linking bank accounts, AI analyzes transaction data to identify connections to your assets or liabilities, feeding into cash flow tools.

Vyzer members can anonymously view each other’s portfolios to understand what financial products and funds their peers invest in. Unlike Empower, Vyzer doesn’t offer active wealth management but tracks more asset classes with greater flexibility in adding data, charging a flat monthly fee rather than taking fees from portfolio performance.

3. Sharesight: Best Investment Portfolio Tracker App [Including Dividends]

Available via Web (mobile web access on tablets and phones)

Sharesight’s award-winning platform enables tracking stocks and ETFs from over 40 exchanges worldwide, plus 100+ global currencies and unlisted investments like fixed interest and properties.

The service excels at dividend tracking through its Taxable Income report, which shows running totals of dividends, distributions, and interest payments over any period. It can break distributions by local and foreign income and project expected dividend income based on announced payments.

Simply upload your holdings by connecting to your broker, uploading a spreadsheet, or manually entering your trading history. Sharesight integrates with over 170 brokerages worldwide.

4. Stock Rover [Best for Investment Portfolio Management & Analysis]

Available across all devices

Stock Rover offers brokerage integration to import portfolios, with positions staying synced nightly. It provides performance comparison against the market and identifies top and underperforming positions.

Its analysis tools include portfolio analytics for volatility, beta, risk-adjusted return, IRR, Sharpe Ratio, and component performance. The Future Income tool projects dividend earnings, while the Monte Carlo simulation tests long-term portfolio growth scenarios.

The correlation analysis tool helps diversify your portfolio by showing statistical relationships between asset prices, and the Rebalancing tool suggests trades to maintain your desired balance.

5. Morningstar Portfolio Manager Instant X-Ray [Best Portfolio Visualizer for Asset Allocation]

Available via desktop

Morningstar’s Instant X-Ray helps evaluate asset allocation and sector weightings. It breaks down your portfolio by asset class and provides deeper global analysis of your holdings by region.

The tool shows concentrated positions across 12 sectors and examines stock holdings within mutual funds. It compares your expense ratios to similar hypothetical portfolios and displays stock statistics like P/E, ROA, and P/B. Morningstar’s Style Box visualizes your portfolio diversification and classifies stocks by type.

6. StockMarketEye [Best Portfolio Management Software Housed Locally]

Available across all devices for $74.99/year

StockMarketEye manages all investment portfolios locally on your device. Import account information directly from brokerages or manually enter data to track gains/losses against market benchmarks.

The software allows grouping portfolios, categorizing investments, and running reports on asset allocation, performance summaries, transactions, gain/loss, total return, and historical snapshots. Its watchlist feature tracks hundreds of securities with real-time data and stock alerts.

The historical stock price charts display end-of-day and intraday data with technical indicators and visualization of buys, sells, splits, and dividends.

7. Kubera [Best for Comprehensive Net Worth Tracking]

Available across all devices

Kubera offers advanced portfolio tracking with thousands of bank connections and global currency support. It’s ideal for young professionals, homeowners, crypto investors, and those with international holdings.

The service connects to over 20,000 financial institutions worldwide and tracks global stocks, bonds, alternative investments, forex, precious metals, cryptocurrencies, NFTs, real estate, automobiles, and even domain names—providing values and estimated resale values in one comprehensive dashboard.

8. Quicken Premier [Best for Money Management Capabilities]

Available across all devices

Trusted by 17 million people, Quicken Premier tracks your entire portfolio in one place, connecting to retirement accounts, banks, loans, investments, and assets.

Its analysis tools include buy/hold analyzer, target asset allocation, buy/sell analyzer, and performance view. You can run “what-if” scenarios on your portfolio and use calculators for college funds and savings planning. The Lifetime Planner creates retirement roadmaps with adjustable income streams and property purchases.

Beyond analysis, Quicken lets you pay bills directly and simplifies tax filing by tracking estimated capital gains and generating tax benefit reports.

9. SigFig [Best for Low-Cost Management]

SigFig’s Portfolio Tracker syncs brokerage and retirement accounts to monitor balances and assess diversification. It checks fee structures and provides automated investing and rebalancing through robo-advisory services.

The platform creates personalized portfolios matching your risk tolerance, automatically reinvests dividends, and maintains your desired allocations. Management is free for the first $10,000, with a competitive 0.25% fee thereafter.

SigFig optimizes tax efficiency and calculates required investments to reach time-bound goals. Uniquely, it offers free, unlimited access to financial advisors—uncommon among automated services.

10. Mint [Best for Personal Finance Management]

Mint helps you build investable assets through budgeting tools used by over 30 million people. Sync accounts to track cash flow and investments, with automatic expense categorization.

Its Bill Negotiation tool works to lower your bills, while credit monitoring provides free around-the-clock score access. Financial calculators help determine affordable purchases, and the investment tracker compares your portfolio to benchmarks while highlighting unnecessary fees.

How to Analyze Your Portfolio

Effective portfolio analysis examines multiple metrics:

• Asset allocation (by class, geography, and industry)
• Fee structures
• Performance versus market benchmarks
• Dividend yields
• Asset correlation

Unless you have substantial time and expertise, leveraging portfolio analysis tools simplifies this process and provides deeper insights into your investments.

The best approach to monitoring your portfolio is consolidating all holdings in one view, comparing performance to relevant benchmarks, and regularly assessing diversification and risk exposure. With the right tools, you can make informed decisions that align with your financial goals and risk tolerance.